𝐀𝐜𝐪𝐮𝐢𝐫𝐞𝐝 𝐛𝐲 𝐃𝐌𝐈ZestMoney is India’s largest and fastest-growing checkout (POS) financing digital platform. We are changing the way credit is delivered in the country, making life more convenient and affordable for millions of people, whilst helping retailers drive better quality growth and margin. We do this via a platform built on best-in-class AI-driven technology that embeds credit in payments.‣ Managing digital sourcing underwriting strategies for customer acquisition, repeat & retention, and cross-sell PL. Key business metric is to manage the unsecured consumer lending portfolio credit losses. ‣ Managing the personal loan pricing strategy to drive profitability in the overall portfolio. Profitability is tracked using unit economics & contribution margins. ‣ Managing the digital repayment strategy and portfolio monitoring to maintain repayment rates and portfolio level gross & net credit losses. (GCL & NCL) ‣ Managing a team of data scientists to develop state-of-the-art application scorecard, alternate data scorecard, and behavioral scorecard using machine learning and data science techniques to manage credit risk, fraud risk, repayment rate, and collection resolutions.‣ Managing fraud mitigation strategies using device, location, and anamoly detection to reduce fraud losses.

Centillion Research is a proprietary trading firm and one of the top players in high-frequency trading in Indian stock market. It focuses on algorithmic trading using data science, machine learning, deep learning, and quantitative analysis, which is driven through cutting-edge technology infrastructure.‣ Worked on intraday trading strategies, which were built using technical and quantitative analysis, machine learning modeling techniques, and data science.‣ Strategies were back-tested on a highly scalable, and efficient infrastructure through collaboration between modeling, strategy, and tech implementation teams.‣ Strategies were deployed daily for trading in equity, futures, and options instruments of cash and future market.

Shopclues is an unicorn eCommerce leading in Tier-II and Tier-III cities of India. It focuses on unstructured categories of home and kitchen, fashion, electronics and daily utility items. Across various categories, the company highly promotes local as well as regional brands. Around 70% of its Gross Merchandising Value (GMV) is received from Tier–II and Tier–III cities.‣ Worked with technology and product management teams of buyer experience, seller services, customer support, marketing, fulfilment, category, catalog, communication and business development to deliver machine learning solutions.‣ Machine learning solutions were built using big data, distributed computing, statistical machine learning, and deep learning.‣ Collaboration with cross-functional teams of managers, directors, VP, data engineers, data scientists, web developers, and QA.