Refilwe Christina Ndlovu (Mba) Email & Phone Number

Johannesburg, Gp, Za

City Of Johannesburg, Gauteng, South Africa

City Of Johannesburg, Gauteng, South Africa

Johannesburg Area, South Africa

Chrisyd Advisory Services provides a suite of business advisory services to companies with the core focus being business rescue. The company offers strategic and comprehensive business rescue planning which may be followed by the actual company or business rescue.

Johannesburg Area, South Africa

Johannesburg Area, South Africa

Providing end to end Banking Solutions to Commercial Customers including LBO, MBO, BEE, Asset acquisition and general Working Capital Finance.

Johannesburg Area, South Africa

Head of Structured and Specialised Lending. I am responsible for managing a team responsible for creditassessment and approval of:> Leveraged and Acquisition Finance transactions.> New business.> Big Ticket and complex transactions.> Public Sector Lending.> Politically Influential People transactions> Renewable energy transactions.> Stakeholder engagements to ensure strategic alignment and co-operation.

Johannesburg

> Restructure of distressed clients through balance sheet optimisation.> Business solution and business key stakeholder engagements.> Business rescue solution and the implementation of turnaround plan.> Assist in raising post commencement funding.> Negotiate on exit plans and settlement offers to be presented at Credit Committee.> Chairman of the Board of Directors of Omega Refrigerators (Pty) Ltd.

Credit Evaluation based on Business, Market, Financial and Enviromental risk analysis.

Credit Risk Management:Risk Management of Structured Finance, Leverage & Management Buy-outs including BEE transactions andPublic Sector Lending:> Give input into the drafting of legal agreements.> Ensure compliance to the sanction documents.> Ensure regularisation of collateral and terms of sanction.> Facilitate pay-out.> Manage risk through financial covenants, early warning signals> Identifying distressed accounts and referring those to business support.

Johannesburg Area, South Africa

Managing client relationships through:> Ensure fulfilment of the transaction as sanctioned.> Confirm the correctness of legal agreements and collateral required.> Ensure that drawdown is effected on the correct date and the terms are captured on various systems.> Communicating with the client regarding their on-going needs.> Keep the client up to date with the financial commitments and terms of agreement.> Performing interest and currency swaps with various financial institutions as sanctioned.

Johannesburg Area, South Africa

Creditors Supervisor - April 2002 to December 2003> Verification of captured invoices to ensure that the correct amount, payee & payment details were correct.> Pass correcting journals in case of duplicated invoices.> Perform a cheque run for sign off.> Deposit cheques to various creditors accounts.> Oversee the filing of source documents> Engage with both internal and external auditors.I was promoted to Systems Risk Manager in December 2002.

Overall management of the Finance department and all related functions.

Johannesburg Area, South Africa

> Preparation of Annual Financial Statements> Performing Auditing functions> Completion & submission of tax returns> Managing tax queries with SARS> Performing Company's Secretarial duties for respective clients.

Master Of Business Administration (Mba)

Bcom, Accounting And Auditing

Activities and Societies: SRC Member - Media and Publicity Officer.

Certificate In Value Added Tax, Finance, General

Certificate In Financial Markets