Regina C. Email & Phone Number

Canada

London, Canada Area

Singapore

• Led a team of modelers that build and implement Scorecard and Basel II models for Standard Chartered businesses under the Southeast Asia region. This includes Singapore, Indonesia, Malaysia, Thailand, Philippines, and Brunei; and covers consumer banking products such as Credit Card, Personal Loan, Revolving Credit, Auto Loan, and Residential Mortgage.

Singapore

• Experienced in building Behavior and Application scorecards for various Consumer Banking products—Credit Card, Personal Loan, Revolving Credit, Mortgage, and Small & Medium Enterprise (SME)—using logistic regression and with Statistical Analysis Software (SAS) as main tool for modeling.• Experienced in building Basel II models (Probability of Default, Exposure at Default, and Loss Given Default models) for both secured and unsecured Consumer Banking portfolios.

Singapore

• Implemented a number of Basel II Models to facilitate regular capital requirement calculation.• Assisted in monitoring expected loss and capital requirement figures, which cover various Consumer Banking portfolios in Asia and the Pacific region. Prepared expected loss and capital requirement related MIS reports.

Philippines

• Kept track of performance of the credit cards portfolio by providing monthly comprehensive delinquency analysis. Provided executive summary of Credit Cards in terms of profit and bad debt.• Generated databases and statistics vital for portfolio analysis and credit decision-making, utilizing SAS and MS Excel.