I will work with an individual and will help with financial business planning in all areas of investment planning,which include:• Retirement planning - Help to make the most of your employer-sponsored retirement plans and IRAs. Help you determine how much you need to retire comfortably. Help to manage assets before and during retirement.• Tax management strategies* - Help to ensure that your portfolio is tax-efficient. Develop tax-efficient investment strategies. Refer you to qualified tax specialists.• Estate planning strategies* - Work with estate-planning and trust specialists to help review your wills and trusts, preserve your estate for your intended heirs, establish beneficiary designations, reduce potential exposure to estate taxes and probate costs and coordinate with your tax and legal advisors.• Education funding - Recommend investment and accumulation strategies to help you pay for your children's education.• Liability management – Access to lending and banking services.• Investments - Determine your asset-allocation needs. Help you understand your risk tolerance. Recommend the appropriate investment vehicles to help you reach your goals.• Employee and executive benefits - Help your business attract and retain qualified employees through benefit packages.