Laid off due to the struggling economy.

Responsible for the operations of the Atlanta Branch with a portfolio of $240mm: Conducted audits and trend analysis to proactively ensure a future of meeting planned budgets. Reviewed the performance of client portfolios and monitor for fraud indicators, loss trends and opportunity. Evaluated, suggested and enlisted profitable high volume clients, in various specialized programs. Responsible for Sarbanes Oxley compliance at the Branch level. Trained and monitored all employees at the Branch level to meet Federal guidelines and to prepare for compliance audits. Communicated with the Sales Director regarding troubled portfolios in order to proactively remedy certain scenarios.Assisted Collections by acting as a facilitator between the Collection, Customer Service and Sales Departments.Responsibilities for managing the Credit Analysts (CA's):Interviewed and hired new CA's within an allocated yearly budget.Supervised the training process of newly hired CA's. Communicated new policies, reporting, trends and Upper Management goals and expectations. Set attainable growth milestones for each CA to accomplish during their review period. Reviewed CA performance statistics to ensure each analyst is positively contributing to their personal and branch goals. Chosen by the Management Operating Committee (MOC), comprised of Corporate Officers, to develop, plan and test a credit line product in the capacity as a Project Manager: Communicated with the Officers of the various Credit channels to create policy and procedures exclusively for this product. Met with the Sales Directors and Officers to create and develop a product that would benefit end users, vendors and as an end result, the company. Worked with the IT Department specialists for a technical infrastructure that would support a variety of inter company channels.

Supervised credit assessments and documentation. Studied and evaluated personal financial statements, tax returns, company financials and other credit criteria for submission to bank. Trained employees to perform due diligence to help minimize credit risk for the lender and properly structure transactions for approval.Established and maintained working relationships with financial lenders.Created rate sheets based on client default risk, devise leasing programs, promotions and marketing plans to attract new clients.

Solicited equipment dealers to offer a leasing option to their customers.Worked with the end user to determine the best program to meet their financial needs.Negotiated terms of lease with clients and lenders.Administrative Assistant/Sales SupportCompleted thorough background checks on applicants.Assisted salespeople on lease documentation and lease closings.

Aided Accounts Receivable and Accounts Payable Departments.Managed public relations by communicating company events to investors. Supervised Customer Service Department to ensure client satisfaction.