Renae Lindsey

Renae Lindsey Email and Phone Number

Credit Risk Professional | Credit Risk Assessment | Credit Underwriting | Loan Documentation | Risk Mitigation | Regulatory Compliance | Financial Analysis | Collaboration and Teamwork | Strategic Planning
Renae Lindsey's Location
Des Moines Metropolitan Area, United States
About Renae Lindsey

I am an accomplished financial professional with over 20 years of specialized expertise in mortgage, underwriting, and credit risk. I have the proven ability to assess credit risk, implement strategic initiatives, and ensure compliance while driving performance optimization. I am organized and efficient, with a strong track record of enhancing productivity and supporting team success, and am dedicated to fostering collaboration and continuous improvement within the organization.

Renae Lindsey's Current Company Details

Credit Risk Professional | Credit Risk Assessment | Credit Underwriting | Loan Documentation | Risk Mitigation | Regulatory Compliance | Financial Analysis | Collaboration and Teamwork | Strategic Planning
Renae Lindsey Work Experience Details
  • Wells Fargo
    Credit Risk Specialist
    Wells Fargo Jun 2012 - Jul 2024
    Des Moines, Iowa, United States
    • Effectively assisted with a high priority project to ensure completion within a six-month timeframe which resulted in ensuring company compliance with regulations while maintaining company integrity.• Conducted collaborative meetings regarding policies and procedures while working with peers to ascertain information was concise and compliant in order to report to and receive feedback from leaders and internal customers.• Methodically examined credit decisions by providing credible challenges to policies and strategies, ensuring thorough and unbiased evaluations that enhanced decision-making quality across the organization.• Exercised independent judgment while developing knowledge to understand function, policies, procedures, which led to ensuring compliance requirements. • Consistently led with high production volume while maintaining quality during reviews.• Maximized team efficiency by streamlining data to expedite tasks necessary for the completion of the daily workload for the team.• Performed oversight responsibilities to assess the quality of lending and ongoing management with credit risk by ensuring policies adhered to regulations. • Proactively assessed and predicted risk by reviewing and analyzing over 100 reports monthly, utilizing research and evaluation of alternatives, which led to an increase in early risk detection and a reduction in portfolio risk.• Collaboratively resolved issues and achieved goals by consulting with peers, colleagues, and managers, leading to streamlined processes and enhanced team efficiency.
  • Wells Fargo
    Credit Underwriter
    Wells Fargo 2008 - 2012
    Des Moines, Iowa, United States
    • Reviewed credit applications, credit bureau information, collateral valuation, tax returns, financial statements, and supporting documentation to recommend or approve requests. Assisted with the calculations and preparation of reports for review. Responded to customer inquiries and credit decisions.• Ensured credit files were current, complete, and compliant with company standards. Consistently led in volume of credit files reviewed.• Contacted customers and partners to gather information to make appropriate decisions and explain the rationale behind credit decisions.• Presented recommendations for resolving situations and exercised independent judgment while developing understanding of credit policy.
  • Wells Fargo
    Loan Documentation Specialist
    Wells Fargo 2004 - 2008
    Des Moines, Iowa, United States
    • Provided support in performing loan documentation duties on home equity applications to ensure compliance with the company’s policies and government regulations. Processed loans and acted as the main point of contact for internal and external customers during the loan process. Performed administrative, operational, and customer support tasks related to home equity loan packages. Managed an assigned pipeline of applications.• Provided subject matter expertise and interpretation of procedures to other Loan Documentation Specialists to ensure timely completion of work. Received the Service Conference Winner award for outstanding work in production, quality, and customer reviews.• Interacted with the immediate Loan Documentation team, functional area, and internal peers outside the work group on information related to the routine loan documentation process.

Renae Lindsey Education Details

Frequently Asked Questions about Renae Lindsey

What is Renae Lindsey's role at the current company?

Renae Lindsey's current role is Credit Risk Professional | Credit Risk Assessment | Credit Underwriting | Loan Documentation | Risk Mitigation | Regulatory Compliance | Financial Analysis | Collaboration and Teamwork | Strategic Planning.

What schools did Renae Lindsey attend?

Renae Lindsey attended Iowa State University.

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