Skilled in Finance and treasury, passionate about treasury day-to-day operations and financial analyses. I hold an MBA in Global Finance, and I had a previous international experience working in Canada. With an overall 10 years of experience in large and multinational organizations and strong background in Finance, including 6 years as a Team Leader.I am a curious and a multilingual professional (English, Portuguese, and Spanish), hands-on with an analytic perspective and ownership posture. I consistently work well under pressure and with tight deadlines.Demonstrated strengths within key areas of the company such as financial planning, accounting, legal and tax. I have been a consistently high performer worker in all my positions. Career High Lights:🎯 Achieved improvements in cash management (EUR$ 600M) in both monthly closing (2 days ahead of original) and accuracy (reductions of ~15% dispersions) by adapting processes and working close with FP&A and operation teams. With these results, I also helped improving CFO decision making.🎯Successfully executed debts issuance such as: 4131 Loans (EUR150M), Debentures (Bonds - EUR 200M) and Export credit Notes (EUR 100M) by negotiating contracts terms and conditions with the banks and legal team.🎯 Managed day-to-day treasury operations of over 30 accounts that bill ~$200M, making sure that they all have the necessary liquidity.🎯 Responsible for increasing 20% of the volume of the supplier financing program (vendor) in one year by negotiating interest rates with the banking partners, coordinating the cross functional project with IT and procurement teams and training all the buyers involved in the process.🎯 Executed the consolidation of all property’s insurance, by negotiating with insurance companies and obtaining approximately 12% yoy reduction of insurance cost.🎯 Executed the consolidation and the review of all necessary information for the ESG and Financial reports required by Brazilian Exchange commission withing the regulatory deadline and ensuring the veracity of informationPassionate about travel and learning new cultures, I have a personal travel blog with over 35k followers. I get excited working with a diverse range of people from different countries and backgrounds.📩 renataterra@hotmail.com
Scayle Payments
View- Website:
- vli-logistica.com
- Employees:
- 34
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Senior Treasury ManagerScayle PaymentsHamburg, Hh, De
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Treasury ManagerVli Logística Jun 2024 - Present -
Treasury SupervisorVli Logística Aug 2022 - PresentLeading a team of 5 professionals in the day-to-day treasury transactions, cash management (~EUR$ 600M), FX exposure, customers credit analysis and investors relation. Reporting directly to the General Manager and supporting the CFO. Treasury Achievements: Significantly improvements in cash flow accuracy, ensuring compliance and anticipating all cash needs by developing new processes and KPIs. Cash and liquidity management, day to day treasury transactions and money market investments of a Cash balance of around EUR 600 million. Successfully execution and negotiation of debts issuance such as: 4131 Loans (EUR 150M), Debentures (bonds – EUR 250M) and Export credit Notes (EUR 100M), with large bank and contracts negotiations. Secured necessary financing for the company, negotiating contracts, and preparing loans documentation. Successfully negotiated Hedge operations and other bank contracts reducing financial expenses and interest cost (~EUR 2-5M). I constantly negotiate and analyze different strategic scenarios to provide the best information for the CFO and Shareholders decision making.Credit Analysis: Successfully Implemented new credit policy and trained the financial and commercial team, achieving great results in reducing customers’ default. I Stablished new parameters and KPI´s for customers analysis and credit limits assuring the company´s liquidity and improving default rates. Developed and created weekly reports to communicate with commercial team and to update management on credit and collection progress.Investors Relation: I restructured the department creating new processes and ensuring that the company is complying with Brazilian regulations. Constantly developing and executing all investor communications including overall strategy, press releases and earnings releases for quarterly financial statements. Providing information necessary for the preparation of the Annual Report and other management presentation.
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Treasury And Fp&A Team LeaderIveco Group Dec 2021 - Aug 2022Treasury team leader reporting direct to the Treasury Global General Manager in Italy and leading a team of 6 professionals in Cash management (Brazil and Argentina), FX exposure and FP&A.Achievements: Responsible for the day-to-day cash management operations in Brazil and Argentina, guaranteeing the liquidity of each entity and carrying out intercompany loans when necessary. Executed monthly closing and reported to the headquarters in Italy, the finance KPIs agreed explaining variances and bringing more transparency and information of financial numbers. Developed new banking relationship with Brazilian and Italy financial institutions, ensuring competitive price and process improvements. Lead the FX Exposure position, analyzing exposures and mitigating risks by taking actions when necessary. Responsibility for Treasury middle and back-office processes across FX Hedging and Investment programs, and Intercompany Loan Administration. -
Treasury CoordinatorAliança Energia Aug 2017 - Dec 2021Leading the day-to-day Treasury operations team in a large power generation company in Brazil, reporting directly to the General Manager and supporting the shareholder with information for decision making. Managed a cash of around (US$ 200M) distributed in over 30 bank accounts, processing daily banking transactions (wire transfers, bank reconciliation, loans guarantee, accounts payables and orders payments transactions). Created and managed financial models to evaluate corporate investments and acquisitions and worked with legal, FP&A teams in M&A transactions and due diligence. Evaluated and negotiated contracts to procure favorable financial terms seeking to reduce financial costs. Participated in Budget and Forecast process, working with FP&A and accounting teams to help ensure that budget is properly in line with the cash flow. Developed and managed relationships with global banking partners. Successfully executed the consolidation of all property’s insurance reducing approximately 12% of insurance cost. -
Treasury SpecialistFerrous Resources Do Brasil Jan 2014 - Jul 2017Treasury Specialist at a mining company owned by Vale, one of the largest mining companies in the world, reporting to the Finance Director.o Responsible for the negotiation of Project Finance operations with the BNDES (Brazilian government Bank) and other financial institutions (US$ 500M), including Loan contract discussions, presentation of guarantees and preparation of all the operations documents.o Issuance of financing debts, including export prepayment (USD 14M), export credit note (USD 11M), guarantee operations and BNDES Loans (USD 3M).o Participation in a M&A processes assisting in the contract’s analysis and negotiation, preparation of financial information and presentations for all parties involved. o Monitored and analyzed daily bank activities, including wire transfers and foreign exchange trades. -
Senior Economic And Finance AnalystUsiminas Jul 2010 - Dec 2013Senior Analyst at on of the largest steel companies in Brazil, reporting to the Finance Manager.o Participation in trading of Local and International Capital Markets, including debentures, derivatives, export credit notes, working capital operations, negotiation with BNDES and JBIC, Eurobonds and Export Prepayments. o Analysis and negotiation of financial contracts for financing, leasing, derivatives (hedge), guarantees, contracting of credit, working capital, commercial papers and revolving in the amount of USD 750 million.o Control, monitoring, and negotiation of the financial covenants of the Financing agreements. o Responsible for the issuance of debentures in the amount of USD 250M, including the negotiation of contractual clauses, aiming at improving the company's cash flow.o Responsible for contracting financing with the BNDES in the amount of USD 500M, focusing on securing the investments required for the plants. -
Project Finance AnalystSanto Antônio Energia Dec 2008 - Jul 2010São Paulo Area, BrazilProject Finance Analyst at a Power Generation Energy company. -
Finance AnalystArcelormittal Dec 2007 - Dec 2008Belo Horizonte Area, Brazil -
ConsultantIndg 2003 - 2006
Renata Terra Education Details
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Organizational Leadership -
Executive Program -
Finance -
Fp&A Na Prática (Fp&A On A Daily Basis)Fp&A
Frequently Asked Questions about Renata Terra
What company does Renata Terra work for?
Renata Terra works for Scayle Payments
What is Renata Terra's role at the current company?
Renata Terra's current role is Senior Treasury Manager.
What schools did Renata Terra attend?
Renata Terra attended Ibmec, Insper Instituto De Ensino E Pesquisa, Quinlan School Of Business, Loyola University Chicago, Fundação Dom Cabral, Fp&a Na Prática (Fp&a On A Daily Basis).
Who are Renata Terra's colleagues?
Renata Terra's colleagues are Kauan Sandes, Danielle Fernandes, Wanderson Ferreira, Alexs Neris, Emerson \fernandes De Brito, Daniel Da Silva Moura, Edu Silva.
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