Most people don't know where to start when it comes to money management, budgeting, retirement planning, or protection; as a result, many face financial catastrophes that could be avoided. A large number of school employees have no idea what they will face after employment and don't understand how their pension works; about 65% of school employees are not taking advantage of the TSA program to supplement their pension. When school employees meet with us, we make sure that you understand how the teacher retirement program works, what to expect, how the DROP program works, and how to supplement your retirement to get the most benefit when you retire. As a retirement specialist and a financial consultant. My goal is to make sure that the day you retire or face a critical situation, you are in the best possible financial position. PLA Insurance & Financial Services provides insurance and financial plans to fit your needs and secure your financial future. We work passionately to customize financial solutions to benefit our clients and their family. With a personal touch, we are determined to give our clients the best customer care needed.Specialties: Retirement, 403(b), 457(b) TSA, Life Insurance-Individual and Family Protection, Buy-sell Agreement, Disability, critical care, Long Term Care, IUL, and index Annuities.