Responsibilities:* Manage and maintain accurate financial records, including accounts payable, accounts receivable, general ledger, and bank reconciliations.* Prepare and analyze financial statements, reports, and budgets to provide insights and support decision-making.*Process and review invoices, receipts, payments, and other financial transactions.Conduct regular audits and reviews of financial data to identify discrepancies, errors, or irregularities.*Assist with month-end and year-end closing processes, including journal entries and reconciliations.* Ensure compliance with accounting principles, standards, and regulations in all financial activities.* Collaborate with internal teams and external stakeholders to provide financial analysis, advice, and support.* Assist with tax preparation, audits, and compliance activities as needed.Stay informed about changes in accounting regulations, standards, and best practices.* Handle other accounting duties and special projects as assigned by management.

Job Summary:Financial services tailored for businesses and corporations, these services include trade financing, cash management, business loans and various investment products. Works with large enterprises to help them manage their financial needs & facilitate their business operations.Roles and Responsibilities :Financial Analysis:Conduct thorough analysis of financial statements, including income statements, balance sheets, & cash flow statements, to assess the financial health of corporate clients.Evaluate key financial ratios, liquidity, solvency, & profitability to understand the company'sability to meet debt obligations.Risk Assessment:Risk Analysis & Mitigation strategies.Industry Analysis:Stay informed about industry trends, economic indicators, & regulatory changes that mayimpact the financial stability of businesses within a specific sector.Incorporate industry analysis into credit evaluations to provide a comprehensive riskassessment.Credit Proposals:Prepare detailed credit proposals; Credit Appraisal Memorandum outlining the company's financial position, proposed loans, conditions, & any additional covenants required to mitigate risks.Present credit proposals to credit committees, providing clear justifications for recommendations.Monitoring and Reporting:Establish a system for ongoing monitoring of existing clients, identifying early warning signsof financial distress, & reporting changes in risk profiles.Regulatory Compliance & Communications:Stay abreast of regulatory requirements & ensure that credit-related activities comply with applicable banking laws & internal policies.Implement risk management practices that align with regulatory standards & guidelines.This multifaceted role of a credit analyst in corporate banking with a team have dealt with the top companies/Groups & emphasizing the need for comprehensive financial analysis, risk management, & effective communication throughout the credit assessment process.

ARTICLESHIP from CMA Coimbatore Chapter Chairman CMA.C.SANJEEVI for a period of 7 Months, who is well experienced Cost Accountant and Insolvency Professional.Critical and Analytical Review of Financial Statements.Review of Internal Control Systems to ensure effective and efficient functioning Statutory audit of listed and unlisted companies.Direct tax planning and critical analysis of tax saving options.