"Excellence is not a skill; it is an attitude!" - Ralph Marston Since 2003, I have served San Francisco Bay area clients and Realtors in the ever increasingly complex world of Mortgage Lending. Through hard work, determination and a commitment to provide sound counsel and unparalleled service to clients and Realtors in every aspect of the loan process, I have distinguished myself as a respected, top producer throughout the Bay area.With an extensive background in Sales, Marketing and Finance, I bring a unique wealth of knowledge, experience and perspective to every transaction when assessing and determining the best solutions for my clients' mortgage lending needs. I am articulate, naturally creative and think outside the box. I work hard, believe in open and honest communication and tell it like it is. I am known for my positive attitude, quick response times, being accessible, knowledgeable answers and a willingness to go the distance to find a workable solution to complex lending needs. I have a solid understanding of the intricacies of purchase and refinance transactions and confidently work with all size loans and programs. Throughout the loan process, I am my clients' advocate. "No stone is left unturned" in anticipating (and resolving) potential issues. This commitment eliminates surprises and allows clients and Realtors to sleep "worry free' knowing that their transactions are in good hands!After traveling the world with the fashion industry, I followed a dream to head to California, which I LOVE! My tireless energy, insatiable curiosity and love of learning find me exploring the entire Bay area, hiking its many park trails with my dogs and checking out Farmers Markets, camera in hand. l bake, garden, and love curling up with a good book. I am an adventurer at heart and a huge fan of Kenya. Rhoda Paul NMLS ID# 243952 CA BRE ID# 01357367LaSalle Mortgage Services NMLS ID# 1850dba of American Pacific Mortgage Corp. | An Approved Equal Housing Lender