Increasing profitability through bankless business financial management for agribusinesses, manufacturers, indigenous businesses, government entities, SMEs and not-for-profits.Previous executive directorship with UBS Australia as VP and Head of Treasury Risk Management, and Australian Treasurer - Corporate Treasury management with ANZ.Non-executive directorships with CBA’s SPVs (Chair), Hammond Care, Pharmacy Finance and several others.I have advised the Australian Taxation Office (Large Business & International), the Australian National Audit Office (as their designated FX Advisor) and multinationals, SMEs and international Charities on global pricing and developing and applying tailored financial diagnostics - all with the aim of maximising value.

Financial and economic pricing and value optimisation consulting

Making global markets transparent by treating currency as a commodity and managing time value.Strategic planning adds further profits and market share. See giffnock.net for detailsPrevious roles include Treasurer CSR, Australian Treasurer ANZ, Vice President UBS Australia and A/Professor in Applied Finance.Now fully independent specialist in business profit enhancement.

Strategic advisory services to private and public sector on financial markets and corporate applied finance, especially global currency diagnostics that identify strategic opportunities in procurement, sales and marketing

Consulted & lectured in applied finance in Japan, China, Singapore & Australia

Union Bank of Switzerland: major financial and treasury consulting assignments in Australia & Asia including mining, power generation, agribusiness and finance