Ricardo Amaral Email & Phone Number

San Francisco, California, Us

Boku: The world’s largest mobile payments network, featuring 330+ mobile payment types in 75 countries worldwide. The M1ST Payments Network brings credit-card like standardization to hundreds of the most popular payment types in the world.

Pleasanton, California, Us

I joined as the first company employee in the country and became part of a highly engaged team. Accountable for Business Development, Strategy on products, Product Management, adapting Business and Technical requirements for local needs. Main projects delivered: - Launching and managing the Gift Card processing business for merchants (first-party). - End to end solution, including competitive analysis, terms, and pricing negotiation, contract design, features definition, business model, business plan approval beyond other tasks. - Launching Cash-in solution at B&M on +800 locations to load digital accounts via typed ID or barcode. - Launching and managing the NUI GPR card: - It was the first retailer card compatible with Samsung Pay and Google Pay. - +200,000 customers across three years of operation. - Launching sales on Distribution Partners in different sales channels: - B&M - Grupo Big (former Walmart), Carrefour, LASA beyond others. - eGift/Digital (e-commerce and digital wallets). Also, the account manager for the category. - POR (+200,000 locations via aggregators). - Launching Card Partners (global and local brands) in all BHN distribution channels providing intelligent solutions to the product team at the Card Partners side. - Development of local suppliers related to card printing for Open Loop and Closed Loop cards.

Pleasanton, California, Us

• Gerente de contas dos Canais Digitais, responsável pelo relacionamento com empresas como B2W, Mercado Pago, Dígio, entre outras.• Gerente de implantação de novos produtos, atuando na definição de requisitos técnicos e de negócios.

Pleasanton, California, Us

• Gerente de produtos do cartão pré-pago NUI da bandeira VISA, respondendo pela operação e métricas de rentabilidade (www.cartaonui.com.br).• Gerente de implantação de novos produtos, atuando também na definição de requisitos técnicos e de negócios.• Gestor das atividades de Pré-Vendas fornecendo respaldo técnico para a equipe comercial no processo de fechamento de negócios.• Gerente projetos de integração com novos parceiros, liderando atividades como:• Adaptação do software de frente de caixa em redes de varejo e em plataformas de e-commerce para ativação e venda de Gift Cards, cartões pré-pagos e eGifts.• Fornecimento requisitos técnicos e operacionais às equipes de desenvolvimento de Software para integração via APIs e ISO8583 com Gateway de Pagamento (TEFs: SiTef Software Express, Scope Oki e CTF Auttar).• Elaboração de requisitos técnicos para sistemas de conciliação e ERP dos parceiros;• Configuração de EDIs e VPNs em acordo com normas de segurança da informação e PCI.• Diversos projetos executados em conjunto com equipes alocadas fora do país, em locais como Estados Unidos, Canadá, Índia, Filipinas e Austrália

Granuo was an eWallet for iOS and Android phones. It was created to bring a frictionless experience to the checkout process at the Food-out-of-Home industry. • The goal was to put together the benefits of checkout without a POS machine using preloaded funds or cards on file, associated with an in-app loyalty program. • The group of 3 co-founders brought their extensive expertise in retail, electronic payment, and technology to build the product platform. It was an opportunity to exercise in real-life environment techniques related to the agile, MVP, and startup settings.

Part of the Brazilian startup team (originally a Canadian company), helping to launch a platform to sell mobile top-up at small merchants across Brazil via POS terminals. Main roles were:● To work with the sales team defining and prioritizing product development roadmap.● To work with the finance team on the business process for account receivables and Boletos issuing process, integrating with Brazilian banks via EDI and APIs.● To work with retailers and telecom carriers to integrate payment gateways and top-up platforms.● To work with Canadian and Chinese development teams providing business and technical requirements to adapt systems and processes to Brazilian needs.● To hire software suppliers to develop a BackOffice platform to manage the financial operation.● To find and implement hardware, software, and services that met the company needs.

Kansas, Us

Hired when Intel Capital invested in a former company called TelefomNet then, which was later sold to Euronet/ePay. The Company had an exponential growth for several years, in a business environment that required high adaptability skills from the team. Main responsibilities and achievements:● Member of the Product Development team working to implement a processing platform for Gift Cards.● Account Manager of "Correspondente Bancário Bradesco", a bank services platform.● Team leader with 6 direct reports in charge of IT operations and relationships with TI providers.● Accountable for the production TI environment (+10mm transactions month).

Sao Paulo, Sao Paulo, Br

Member of the project team working to implement software solutions for company products. Main projects:• Implementation of an electronic document management system (EDM) to manage contracts in a digital workflow.• Implementation of a centralized desktop platform to the Asset Management team in order to provide high availability for traders.• Update infrastructure servers and data links to newer technologies.• Management and monitoring of IT service providers.

São Paulo, Sp, Br

Providing IT services at Unibanco. Member of the project team working to implement software platforms.

Master Of Business Administration - Mba, Information Techology

Mba, Digital Business

Bachelor Of Information Technology, Information Techology