Ricardo Angles Email and Phone Number
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Professional with 20 years of management experience, primarily in the Finance department, in multinational and large companies in energy, banking, and insurance sectors. Expertise in financial management and control, cash management, credit risk management, and collections. International background, bilingual Spanish/English and fluid Portuguese, with an MBA from the University of Michigan, and work experience in five countries: Argentina, Chile, Spain, USA, and UK. Recognized for his focus on process improvement and automation, team leadership and development, and commitment and support to other departments of the organization.
Zippedi Inc.
View- Website:
- zippedi.com
- Employees:
- 35
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Director Of Financial PlanningZippedi Inc. Sep 2020 - PresentSantiago De Chile, ChileCoordinate all Finance and Administration functions of the Company, in Chile and the United States. -
External Financial ConsultantZippedi Inc. Nov 2018 - Aug 2020Santiago De Chile, ChileDeveloped financial models for business forecasting, to support management decision-making and presentations to investors and banks.Designed internal processes to coordinate between the Company and external provider of finance and administration services. -
Finance ManagerNew Age Data Mar 2020 - Sep 2020Montevideo, UruguayResponsible for Treasury, Collections, Administration, and Financial Reporting. -
Corporate TreasurerEmpresa Nacional Del Petroleo Enap Dec 2014 - Oct 2018Santiago De Chile, ChileKey Responsibilities:• Cash Management, Credit & Collections, and Foreign Trade departments, with team of 15 employees. Including support of Sipetrol Argentina operations.• Annual monthly payments: US$ 8.1 billion. Annual inflows: US$ 11,5 billion. Key Achievements:• Defined and implemented corporate payment calendar, adjusting payment frequency according to supplier segmentation, simplifying cash needs forecasting, and providing suppliers with greater transparency of expected payment dates.• Championed several automation projects, including payments to third parties, web-based payment platform for customers, collections processes, and custody of guarantees; under SAP and other platforms; with connection to external banking and FinTech systems.• Tendered and awarded the first outsourced pre-legal and legal collections process carried out by the company.• Member of the coordinating committee of the 2018 tender for banking services: outsourced currency transactions, US$ and local currency investments, and payment to suppliers in foreign currency. -
Commercial Manager For Life InsuranceAce Group Oct 2012 - Nov 2013Santiago De Chile, ChileKey Responsibilities:• Product development and distribution of Life insurance thru indirect channels: Mass Market, Brokers, and Credit Life. Key Achievements:• Coordinated evaluation and pricing of Disability and Survivor Insurance for the 2014-2016 bidding process.• Closed 2013 with US$ 35.1 million in premiums, 6% over budget. -
Commercial Manager, Worksite MarketingMetlife Chile Aug 2008 - Feb 2012Santiago De Chile, ChileKey Responsibilities:• Commercial results of distribution channel for Life and Personal Accident, leading a sales force of over 100 Insurance Advisors nationwide.• Coordinate SLAs with Operations and Benefits departments.Key Achievements:• Increased average productivity of Advisors by 41% and grew annual revenues by 24%.• Affected turnaround in the bottom line, from net loss of US$ 450 million in 2008 to a gain of US$ 93.4 million in 2010. -
Treasurer And Deputy Cfo, GcgCitibank - Banco De Chile Dec 2006 - Jul 2008Santiago De Chile, ChileKey Responsibilities:• Funding strategy and money desk results of the division; monitor market risks for Regional Office reporting.• Issue management reports on branch and sales channel performance, manage calculation of performance bonuses. Key Achievements:• Designed and implemented funding structure for GCG, which anticipated Central Bank interest rate hikes, generating savings of US$ 460K in funding and reserve requirements.• Negotiated and coordinated a standard cost analysis project with external consultant Deloitte, with a 56% savings over initial project quote.
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Marketing & Sales DirectorFord Motor Credit Company Jan 2005 - Nov 2005Buenos Aires, Argentina
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Finance DirectorFord Motor Credit Company Apr 2002 - Dec 2004Buenos Aires, ArgentinaKey Responsibilities:• In charge of Planning, Accounting, Tax, Internal Audit and Central Bank Reporting departments.Key Achievements:• Led the financial accounting changes required within the new economic situation, with the elimination of the peso-dollar convertibility, the indexation of credits, and an unstable environment of accounting and tax regulations.• Coordinated the development of relaunch proposals, for presentation to Regional Office and the Board of Directors of Ford Motor Company. In June of 2003 the company approved the relaunch of wholesale financing, and in December for retail financing.
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Operations ManagerFord Motor Credit Company Feb 2001 - Mar 2002Buenos Aires, Argentina
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Special Assignment - Fce Bank Plc UkFord Motor Credit Company Jul 1999 - Jan 2001United Kingdom
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Marketing ManagerFord Motor Credit Company May 1998 - Jun 1999Buenos Aires, ArgentinaKey Achievements:• Positioned Ford Credit as leader in new product development, launching Ford Credit Select, joint programs with Ford Motor Company, balloon loans tailored to customer needs, irregular payment programs for the agricultural sector, and 0% APR financing for used cars.• Increased penetration of new car financing in Ford dealer network from 64% to 90%.
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Marketing Assistant Manager - Small Business And RetailersBankboston Jun 1995 - Apr 1998Buenos Aires, ArgentinaKey Responsibilities:• Launch the commercial structure and the value offer for this segment.Key Achievements:• Recruited and trained branch credit officers; developed credit policy and procedures tailored to this segment; coordinated systems projects for customer segmentation and new product implementation. • Achieved a 400% increase in customer accounts during the first year. -
Senior ConsultantPrice Waterhouse Argentina Nov 1991 - Jun 1993Buenos Aires, Argentina -
ConsultantKpmg En España Sep 1990 - Jul 1991Madrid, Spain
Ricardo Angles Education Details
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International Financial Reporting Standards Ifrs - Applications -
Big Data Y Business Analytics -
Finance, General -
Mathematics, Computer Sciences -
American School Of MadridHigh School Diploma -
Nido De Aguilas, Santiago De Chile
Frequently Asked Questions about Ricardo Angles
What company does Ricardo Angles work for?
Ricardo Angles works for Zippedi Inc.
What is Ricardo Angles's role at the current company?
Ricardo Angles's current role is Director of Financial Planning, Zippedi Inc..
What is Ricardo Angles's email address?
Ricardo Angles's email address is ra****@****ail.com
What schools did Ricardo Angles attend?
Ricardo Angles attended Pontificia Universidad Católica De Chile, Pontificia Universidad Católica De Chile, University Of Michigan - Stephen M. Ross School Of Business, Boston College, American School Of Madrid, Nido De Aguilas, Santiago De Chile.
Who are Ricardo Angles's colleagues?
Ricardo Angles's colleagues are Luis Vera, Diego Toro, Claudia Pincheira Robles, Aimar Marquez, Cecilia Cepeda, Sofía Leyguarda, Felipe Sentis Díaz.
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