Ricardo Angles

Ricardo Angles Email and Phone Number

Director of Financial Planning, Zippedi Inc. @ Zippedi Inc.
california, united states
Ricardo Angles's Location
Chile, Chile
Ricardo Angles's Contact Details

Ricardo Angles work email

Ricardo Angles personal email

About Ricardo Angles

Professional with 20 years of management experience, primarily in the Finance department, in multinational and large companies in energy, banking, and insurance sectors. Expertise in financial management and control, cash management, credit risk management, and collections. International background, bilingual Spanish/English and fluid Portuguese, with an MBA from the University of Michigan, and work experience in five countries: Argentina, Chile, Spain, USA, and UK. Recognized for his focus on process improvement and automation, team leadership and development, and commitment and support to other departments of the organization.

Ricardo Angles's Current Company Details
Zippedi Inc.

Zippedi Inc.

View
Director of Financial Planning, Zippedi Inc.
california, united states
Website:
zippedi.com
Employees:
35
Ricardo Angles Work Experience Details
  • Zippedi Inc.
    Director Of Financial Planning
    Zippedi Inc. Sep 2020 - Present
    Santiago De Chile, Chile
    Coordinate all Finance and Administration functions of the Company, in Chile and the United States.
  • Zippedi Inc.
    External Financial Consultant
    Zippedi Inc. Nov 2018 - Aug 2020
    Santiago De Chile, Chile
    Developed financial models for business forecasting, to support management decision-making and presentations to investors and banks.Designed internal processes to coordinate between the Company and external provider of finance and administration services.
  • New Age Data
    Finance Manager
    New Age Data Mar 2020 - Sep 2020
    Montevideo, Uruguay
    Responsible for Treasury, Collections, Administration, and Financial Reporting.
  • Empresa Nacional Del Petroleo Enap
    Corporate Treasurer
    Empresa Nacional Del Petroleo Enap Dec 2014 - Oct 2018
    Santiago De Chile, Chile
    Key Responsibilities:• Cash Management, Credit & Collections, and Foreign Trade departments, with team of 15 employees. Including support of Sipetrol Argentina operations.• Annual monthly payments: US$ 8.1 billion. Annual inflows: US$ 11,5 billion. Key Achievements:• Defined and implemented corporate payment calendar, adjusting payment frequency according to supplier segmentation, simplifying cash needs forecasting, and providing suppliers with greater transparency of expected payment dates.• Championed several automation projects, including payments to third parties, web-based payment platform for customers, collections processes, and custody of guarantees; under SAP and other platforms; with connection to external banking and FinTech systems.• Tendered and awarded the first outsourced pre-legal and legal collections process carried out by the company.• Member of the coordinating committee of the 2018 tender for banking services: outsourced currency transactions, US$ and local currency investments, and payment to suppliers in foreign currency.
  • Ace Group
    Commercial Manager For Life Insurance
    Ace Group Oct 2012 - Nov 2013
    Santiago De Chile, Chile
    Key Responsibilities:• Product development and distribution of Life insurance thru indirect channels: Mass Market, Brokers, and Credit Life. Key Achievements:• Coordinated evaluation and pricing of Disability and Survivor Insurance for the 2014-2016 bidding process.• Closed 2013 with US$ 35.1 million in premiums, 6% over budget.
  • Metlife Chile
    Commercial Manager, Worksite Marketing
    Metlife Chile Aug 2008 - Feb 2012
    Santiago De Chile, Chile
    Key Responsibilities:• Commercial results of distribution channel for Life and Personal Accident, leading a sales force of over 100 Insurance Advisors nationwide.• Coordinate SLAs with Operations and Benefits departments.Key Achievements:• Increased average productivity of Advisors by 41% and grew annual revenues by 24%.• Affected turnaround in the bottom line, from net loss of US$ 450 million in 2008 to a gain of US$ 93.4 million in 2010.
  • Citibank - Banco De Chile
    Treasurer And Deputy Cfo, Gcg
    Citibank - Banco De Chile Dec 2006 - Jul 2008
    Santiago De Chile, Chile
    Key Responsibilities:• Funding strategy and money desk results of the division; monitor market risks for Regional Office reporting.• Issue management reports on branch and sales channel performance, manage calculation of performance bonuses. Key Achievements:• Designed and implemented funding structure for GCG, which anticipated Central Bank interest rate hikes, generating savings of US$ 460K in funding and reserve requirements.• Negotiated and coordinated a standard cost analysis project with external consultant Deloitte, with a 56% savings over initial project quote.
  • Ford Motor Credit Company
    Marketing & Sales Director
    Ford Motor Credit Company Jan 2005 - Nov 2005
    Buenos Aires, Argentina
  • Ford Motor Credit Company
    Finance Director
    Ford Motor Credit Company Apr 2002 - Dec 2004
    Buenos Aires, Argentina
    Key Responsibilities:• In charge of Planning, Accounting, Tax, Internal Audit and Central Bank Reporting departments.Key Achievements:• Led the financial accounting changes required within the new economic situation, with the elimination of the peso-dollar convertibility, the indexation of credits, and an unstable environment of accounting and tax regulations.• Coordinated the development of relaunch proposals, for presentation to Regional Office and the Board of Directors of Ford Motor Company. In June of 2003 the company approved the relaunch of wholesale financing, and in December for retail financing.
  • Ford Motor Credit Company
    Operations Manager
    Ford Motor Credit Company Feb 2001 - Mar 2002
    Buenos Aires, Argentina
  • Ford Motor Credit Company
    Special Assignment - Fce Bank Plc Uk
    Ford Motor Credit Company Jul 1999 - Jan 2001
    United Kingdom
  • Ford Motor Credit Company
    Marketing Manager
    Ford Motor Credit Company May 1998 - Jun 1999
    Buenos Aires, Argentina
    Key Achievements:• Positioned Ford Credit as leader in new product development, launching Ford Credit Select, joint programs with Ford Motor Company, balloon loans tailored to customer needs, irregular payment programs for the agricultural sector, and 0% APR financing for used cars.• Increased penetration of new car financing in Ford dealer network from 64% to 90%.
  • Bankboston
    Marketing Assistant Manager - Small Business And Retailers
    Bankboston Jun 1995 - Apr 1998
    Buenos Aires, Argentina
    Key Responsibilities:• Launch the commercial structure and the value offer for this segment.Key Achievements:• Recruited and trained branch credit officers; developed credit policy and procedures tailored to this segment; coordinated systems projects for customer segmentation and new product implementation. • Achieved a 400% increase in customer accounts during the first year.
  • Price Waterhouse Argentina
    Senior Consultant
    Price Waterhouse Argentina Nov 1991 - Jun 1993
    Buenos Aires, Argentina
  • Kpmg En España
    Consultant
    Kpmg En España Sep 1990 - Jul 1991
    Madrid, Spain

Ricardo Angles Education Details

Frequently Asked Questions about Ricardo Angles

What company does Ricardo Angles work for?

Ricardo Angles works for Zippedi Inc.

What is Ricardo Angles's role at the current company?

Ricardo Angles's current role is Director of Financial Planning, Zippedi Inc..

What is Ricardo Angles's email address?

Ricardo Angles's email address is ra****@****ail.com

What schools did Ricardo Angles attend?

Ricardo Angles attended Pontificia Universidad Católica De Chile, Pontificia Universidad Católica De Chile, University Of Michigan - Stephen M. Ross School Of Business, Boston College, American School Of Madrid, Nido De Aguilas, Santiago De Chile.

Who are Ricardo Angles's colleagues?

Ricardo Angles's colleagues are Luis Vera, Diego Toro, Claudia Pincheira Robles, Aimar Marquez, Cecilia Cepeda, Sofía Leyguarda, Felipe Sentis Díaz.

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