Loan Officer responsible for originating loans.

•Generated deals for residential and commercial customers, including real-estate market analysis.

•Loan Officer responsible for originating loans.

•Loan Officer responsible for originating loans and meeting Lender Reps.

•Loan Officer responsible for originating loans and meeting Lender Reps.

•Loan Officer responsible for originating loans and meeting Lender Reps.

•Loan Officer responsible for originating loans and meeting Lender Reps.

•Loan Officer responsible for originating loans and meeting Lender Reps.

•Loan Officer responsible for originating loans and meeting Lender Reps.

B.A.T. (C.A. Cigarrera Bigott, Caracas-Venezuela)2000-2001: Finance Manager for Marketing, Trade Marketing & Sales •Created and monitored compliance of long term plan for development of Marketing Finance Department Function, from scratch. •Provided direct finance advisory to Marketing Finance, Sales & Trade Direction in every finance aspect required, including finance strategies, budget development and follow up.1997-2000:Finance Manager for Agriculture•Improved structure for collection, registering and monitoring of Payments and activities from farmers, obtaining savings of 50%.•As an Area Manager, created and re-arranged administrative procedures improving efficiency and increasing productivity trough the Agriculture Department.1996-1997:Treasury Manager•Managed Company Cash Flow operations under unstable economic country conditions, obtaining extremely positive advantages in terms of currency availability and utilization.•Led cash Flow Committees with involvement of managers of every Area in the Organization.•Participated as Company representative in the Venezuelan-American Chamber meetings.1991-1996:Internal Audit Manager•Developed and monitored Company Audit Plan fulfillment. •Summoned and managed Audit Committee Meetings with direct participation of Company Board.•Changed perception of the Audit function in the Company and helped to improve control in the Organization through a participative involvement of managers and their respective areas in customer-oriented audits.•Performed seminars at a Company level for help understanding importance of administrative and internal control in day-to-day activities. 1988-1991:Internal Audit Manager Assistant•Seconded Internal Audit Manager for developing of Company Audit Plans, recruiting, hiring and training of new Staff.•Delegated assignments, and evaluated staff performance.

1986-1988 Senior Auditor, K.P.M.G. Caracas-Venezuela•Led and coordinated field work during operational audits to medium and large companies with low or any supervising advisory. 1984-1986 Auditor Assistant, K.P.M.G. Caracas-Venezuela•Performed a full spectrum of audit works to several companies under the supervision of Firm Managers.