● Led UQF’s Auto Loan Servicing Strategy, Portfolio Acquisition Risk Assessments, regulatory compliance and operational effectiveness, Company Call Center, Insurance and Compliance Management System. ● Led Collections and Recoveries operations position with responsibilities including a $200M Portfolio, regulatory compliance, and process management and controls, and Led Remarketing Strategy and asset disposal channels and relationships. ● Supported Underwriting and Sales Department department on credit loan decisions, risk assessments, Red Flag Compliance, supervised new package/deals completeness and verified next day funding to dealers. ● Participated in Business Development activities for the company, such as establishing new dealer relations, annual association conferences, and direct point of Sale of vehicles to customers. ● Supervised and Assisted Accounting and Treasury Department controlling business expenses, funding activities, and transaction ledger on QuickBooks and Finance Express. ● Supervised Contract Closings between Finance Company and Customers which included discussions of TILA (Truth in Lending Act), interest rates, loan charges, total purchase price, credit insurance and ancillary products, and executed mandated federal and state disclosures. ● Led the entire remarketing strategy for the Company which includes, vehicle repossessions, vendors relations, Bodyshop, Mechanic Shops, Transportation, Asset Valuation for Disposal, and National Auction Relations (Manheim Auto Auctions) ● Company Appointee to assist the legal counsel representing the company on all legal matters in regards to the business operations and consumer complaints. ● Supervised and Champion Social Media outlets (twitter, Facebook, Instagram, Snapchat) for promotions, services and customer engagement for repeated business.

● Led UQF’s Loan Servicing Strategy, Portfolio Acquisition Risk Assessments, regulatory compliance, operational effectiveness, Insurance and Compliance Management System. ● Held Collections and Recoveries operations leadership position with responsibilities including a $200M Portfolio, regulatory compliance, and process management and controls.● Led Asset Remarketing strategy.

Supported CFO and Senior Accountant in carrying out the responsibilities of the Finance / Accounting Department. Supported CFO and Senior Accountant preparing Financial Statement and analysis, Budgeting and Variance issues, Forecasting, Risk Assessment, and Static Pools.

• Led project to improve performance of food service and environmental staff in inpatient units to achieve enterprise strategic goals for inpatient food and environmental services. • Worked along the Service Excellence team to document and share Associate’s best practices to advance patient care standards.• Worked with multidisciplinary team in a continuous improvement initiative in the Pre Anesthesia unit, level loading appointment schedule, and standardizing best practices.• Completed continuous improvement leadership training• Performed patient statistical data analysis to ensure a patient centered environment is maintained.

Chief Pilot Business OperationsResponsible for business pilot´s performance, retirement pension trust, training and business operations. • Redesigned pilot’s bi-annual training program regularizing smooth transition of pilots from operations to academic department . • Designed and supervised the flight crew’s retirement pension trust, improving overall salary package and benefits, and at same time improvement minimized migration of pilots to other airlines after receiving the initial flight training course, saving company thousands in US $. Commercial Pilot, January 2007 – November 2008Accomplished business flight operations inside and outside the country. • Received ICAO commercial pilot license performing flight operations with maximum satisfaction from customers.

Sales Representative: Market and sales of pension trusts, college trusts, life insurance, alternative investment products, and hedge funds. • Obtained major contract with airline company for designing and supervising retirement pension trust of employees. • Coached and designed preparation seminars for new sales representatives providing strong communication skills, new government regulation standards and social behavior.

Field Manager: Manager of a commercial division of funeral and cemetery services. • Project Manager, developed entire cemetery business project from design to operation phase, becoming top service provider in kind.

• Taught military courses such as leadership, Honor codes and military laws to undergrad students.

Air Force Officer: Military Pilot, Human Resource Manager, Commander of a squadron of soldiers. • Led company of 250 civilians that eventually became soldiers and joined the regular military service