Richa Tripathi Email & Phone Number

Mumbai, Maharashtra, India

Mumbai, Maharashtra, India

Mumbai, Maharashtra, India

• A ‘Key Management Personnel’ at YES AMIL and part of the pilot team instrumental in securing all regulatory approvals and launching the asset management firm.• Set up the complete credit risk function and defined the in-depth internal credit risk policy at the firm. Designed the credit risk and secondary liquidity assessment models, which form a key part of the credit assessment and investment process.• Responsible for the bottoms-up credit analysis, setting up investment limits, regular monitoring of the investments and drafting internal credit reports for companies in the investment universe of the firm, encompassing various sectors.

Mumbai Area, India

• Responsible for Credit analysis (including industry analysis, company’s strategy and management assessment, financial analysis) of all Financial Institutions (NBFCs and Banks) in the investment universe of UTI to aid investment decisions• Designed analytical models for assessment of investee companies and subsequently set appropriate exposure limits for the Fixed Income Funds of UTI AMC Ltd (Fixed Income Assets of over INR 1 trn). Actively participate in final deal structuring and term sheet negotiations with all stakeholders• Interact with top management of the investee companies and credit rating agencies to monitor and update the current investment portfolio. Prepare detailed credit reports on investee companies for internal consumption

Mumbai Area, India

• Carried out Credit Rating assignments (Debt, Basel-II and Hybrids) of over 22 companies including Brokerage Houses, NBFCs, Financial Institutions and Banks• Analyzed the business and financial risk profiles of companies to assess the credit risk associated with debt repayment obligations• Interacted with the Top Management of client companies and responsible for drafting documents such as Credit Perspective & Rating Rationale for the covered entities• Key Contributor to the ICRA’s Report on ‘The Indian Brokerage Industry’ dated May, 2014

Education record

Cleared Cfa Level Iii

Ba - Bachelor Of Arts, Economics Major