Richard Ament Email and Phone Number

Ensured the company's funding group is meeting standards set forth by the company and regulatory requirements. Evaluated internal control structure to ensure effectiveness and compliance with procedures. Coordinated SOC-2 (Service Organization Control), state specific and underwriter audits. Performed quarterly compliance audit of permissions structure and system security. Identified and resolved issues that affected the integrity of the funding process. Resolved positive pay exceptions to… Show more Ensured the company's funding group is meeting standards set forth by the company and regulatory requirements. Evaluated internal control structure to ensure effectiveness and compliance with procedures. Coordinated SOC-2 (Service Organization Control), state specific and underwriter audits. Performed quarterly compliance audit of permissions structure and system security. Identified and resolved issues that affected the integrity of the funding process. Resolved positive pay exceptions to ensure accuracy and avoid loss to company. Monitored transaction ledgers to ensure items timely addressed. Reviewed bank reconciliations for completeness and accuracy. Performed due diligence for outstanding checks and regulatory compliance for escheat of funds. Show less

Finance Capital Reporting Group. Business lead for capital numerator, equity and other assets. Worked extensively with Basel II and III regulations for the regulatory capital reporting for PNC Financial Services Group and PNC Bank, N.A. Devised business requirements documenting data elements, process flows, procedures and controls for calculation of risk-based capital components and risk-weighted assets. Researched and applied Basel and accounting rules. Performed analytical review of data… Show more Finance Capital Reporting Group. Business lead for capital numerator, equity and other assets. Worked extensively with Basel II and III regulations for the regulatory capital reporting for PNC Financial Services Group and PNC Bank, N.A. Devised business requirements documenting data elements, process flows, procedures and controls for calculation of risk-based capital components and risk-weighted assets. Researched and applied Basel and accounting rules. Performed analytical review of data to ensure reporting accuracy and compliance. Prepared FFIEC 101 Risk-Based Capital report and communicated regulatory capital usage to Federal regulators, company management and lines of business. Show less

Manager of Pittsburgh Regulatory Reporting Unit. Responsible for the preparation and timely filing of corporate and entity level regulatory reports with various government agencies. Prepared such reports as the BNY Mellon, N.A. Call Report, Federal Reserve’s Y Series reports, U.S. Department of Commerce and Department of Treasury reports. Served as liaison in communicating financial information between the Corporation and the FDIC, Federal Reserve Bank and Comptroller of the Currency… Show more Manager of Pittsburgh Regulatory Reporting Unit. Responsible for the preparation and timely filing of corporate and entity level regulatory reports with various government agencies. Prepared such reports as the BNY Mellon, N.A. Call Report, Federal Reserve’s Y Series reports, U.S. Department of Commerce and Department of Treasury reports. Served as liaison in communicating financial information between the Corporation and the FDIC, Federal Reserve Bank and Comptroller of the Currency regulators. Performed analytical review of data and interpreted and applied accounting and regulatory rules to ensure reporting accuracy and compliance. Researched reporting issues upon request and provided management and regulators with summaries of recommended action. Directly supervised staff of four. Performed detailed review of work performed by staff. Show less

While attending Graduate School full-time and upon graduation, worked various temporary assignments for National First Mortgage Corporation and placement agencies. Assignments included: Performed fixed asset audit, account analysis, balance sheet and income statement reconciliation, cash management, responsibility center report modification, monthly closing entries, and external auditor assistance. Prepared analysis reports for loan sales, servicing, and payoffs and interest rate… Show more While attending Graduate School full-time and upon graduation, worked various temporary assignments for National First Mortgage Corporation and placement agencies. Assignments included: Performed fixed asset audit, account analysis, balance sheet and income statement reconciliation, cash management, responsibility center report modification, monthly closing entries, and external auditor assistance. Prepared analysis reports for loan sales, servicing, and payoffs and interest rate marginsAudited vending, ice cream manufacturing, and subsidiary companies for regional CPA firm. Also reconciled computer-based accounts receivable and accounts payable systems for manufacturing corporation and subsidiaries. Show less

Controlled all functions of the integrated general ledger system. Functions included global consolidation, implementing organizational changes, solving processing problems, monitoring system operation, and system maintenance and development. Developed financial statements and analytical reports along business unit and responsibility reporting lines. Provided management support in financial analysis, budgeting, and clerical staff supervision.

Performed audits, reviews, and compilations of GAAP and income tax basis financial statements. Responsibilities included engagement planning, field work performance, financial statement preparation, and client follow-up. Dealt extensively with many tax issues in the preparation of corporation, S-corporation, partnership, and individual federal and state income tax returns. Advised clients on tax planning and projections.

Planned, performed, reported and followed up specific audit assignments. Designed and implemented computer programs to assist in audit functions.