Richard Cooper

Richard Cooper Email and Phone Number

Managing Analyst at Arizona Department of Economic Security @ Arizona Department of Economic Security
phoenix, arizona, united states
Richard Cooper's Location
Mesa, Arizona, United States, United States
Richard Cooper's Contact Details

Richard Cooper work email

Richard Cooper personal email

n/a
About Richard Cooper

Richard Cooper is a Managing Analyst at Arizona Department of Economic Security at Arizona Department of Economic Security.

Richard Cooper's Current Company Details
Arizona Department of Economic Security

Arizona Department Of Economic Security

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Managing Analyst at Arizona Department of Economic Security
phoenix, arizona, united states
Website:
azdes.gov
Employees:
3424
Richard Cooper Work Experience Details
  • Arizona Department Of Economic Security
    Managing Analyst
    Arizona Department Of Economic Security Jan 2023 - Present
    Phoenix, Arizona, United States
    ▪ Executed various transactions such as transfers, draws, expenditure corrections, and other documents in Arizona Financial Information System (AFIS).▪ Fulfilled ad hoc analysis and requests for senior management and other internal partners in a timely manner.▪ Conducted analysis to identify and research potential impacts of proposed and pending federal and state legislation, policy changes, or funding modifications.▪ Created quarterly and semi-annual Federal Reports by compiling revenue, expenses, and encumbrances used for a specific grant to report fund activity from AZDES back to the Federal Government.▪ Participated in Operational Planning Meetings (OPMs), which included preparing a variety of fiscal and operating reports that involved detailed analysis of financial outlooks, spending trends, staffing levels, and other comprehensive analysis.
  • Homepoint
    Senior Mortgage Underwriter
    Homepoint Aug 2020 - Nov 2022
    Phoenix, Arizona, United States
    ▪ Underwrote FNMA and FHLMC insured loans, VA IRRRL, and Tx50a6 and Tx50a4 Refinances.▪ Analyzed income of all earning types and credit documentation to derive financial ratios that could be used to approve or deny a loan application.▪ Analyzed home appraisals (Single Family Residences, Manufactured Homes, Condominiums, and Multi-Unit Properties) to make sure collateral decision was sound.▪ Reviewed asset documentation to determine credit worthiness of the loan application.▪ Reviewed title for accuracy, including review of liens, judgments, etc., to ensure title issues were cleared before the mortgage loan closed.▪ Reviewed condominium documents, including Condo Master Policies, Condo Questionnaires, etc., to ensure condominiums met FNMA/FHLMC guidelines.
  • Chase
    Mortgage Underwriting Manager
    Chase Sep 2011 - Jul 2020
    Phoenix, Arizona, United States
    Mortgage Underwriting Manager​​ 2015-July 2020▪ Mortgage Underwriting Manager for Loss Mitigation, Home Equity, and First Mortgage▪ Mentored and developed employees in an environment that included frequent updates to policy and procedures and entailed different types of products.▪ Trained underwriters to become self-sufficient and independent to succeed at their job with limited supervision.▪ Responsibly managed the capacity and workload of individuals and delegated assignments fairly and evenly.▪ Monitored the workflow of underwriters to ensure company, investor, and regulatory turn-times of our designated loan population were being met.▪ Ensured that the departmental goal for quality, production, and customer satisfaction were being met by my group.▪ Ensured internal and external credit policies and guidelines were being strictly followed by my group.Senior Loss Mitigation Underwriter ​​2011-2014▪ Restructured terms on residential mortgages for delinquent customers.

Richard Cooper Education Details

Frequently Asked Questions about Richard Cooper

What company does Richard Cooper work for?

Richard Cooper works for Arizona Department Of Economic Security

What is Richard Cooper's role at the current company?

Richard Cooper's current role is Managing Analyst at Arizona Department of Economic Security.

What is Richard Cooper's email address?

Richard Cooper's email address is ri****@****ase.com

What schools did Richard Cooper attend?

Richard Cooper attended Texas A&m University.

Who are Richard Cooper's colleagues?

Richard Cooper's colleagues are Joseph Kupitz, Dawn Wyatt, Fulmer Sally, Mireya Sandoval, Caren Sandoval, Susan Applegate, Daniel Olsen.

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