Richard Digeronimo Email & Phone Number

Verona, Nj, Us

New York, New York, United States

• Compile borrower documentation to prepare credit application memos for monthly average of $4 million in score & go loans• Review existing loan scores sourced from SBA database, updating $100 million portfolio of funded loans into company archives• Identify potential borrower risks by analyzing credit reports on borrower payment history and guarantor background checks

Iselin, New Jersey, United States

• Conducted financial analysis of business and personal tax returns enabling data-driven loan approvaldecisions• Executed thorough borrower and company research to develop comprehensive overviews for potentialclients• Assessed company profitability through annual cash flows determining liquidity risk of borrower loanrequest• Led customer banking experience team in intern presentation for company executives and mentors

University Of Delaware

• Assisted the executive board on decisions regarding community outreach, public advertisement, marketing events and social activities• Responsible for keeping record of all internal information within chapter events and store for future reference

• Promptly consolidated incoming online and over the phone orders into POS system to ensure all financial records between front and back of house were consistently in sync• Collaborated with restaurant hosts and serves to ensure guest satisfaction while periodically reporting restaurant operations to managers on duty

Bachelor Of Science - Bs, Finance, General, 3.856/4.0 - Cum Laude

Activities and Societies: Minors in Economics & International Business

Education record