Risk Specialist in PTSB's Enterprise Risk Management Monitoring and Testing team which is an independent 2nd line function that conducts: Credit Quality testing; Compliance Monitoring; Business Controls Assurance across the 1st line business units. I'm an experienced Credit Risk specialist with extensive experience of developing effective tests to evaluate the design and operational effectiveness of Credit Policies; Operating Procedures; Lending Discretions.A committed advocate for values and behaviour that are based on: integrity; ethics; honesty, I enjoy creating a positive and supportive environment to help colleagues achieve their potential.I earned a 1st Class Honours degree in Psychology and my research considered psychological factors that contributed to the Irish Bank crisis of 2008 and examined: Are situational forces better predictors of behaviour than character traits; Will Groupthink and leadership traits predict decision-making? Cultural influences on behaviour in organisational settings.So if you'd like to know more please contact me to discuss. It'd be great to hear from you!