With more than 30 years providing financial advice, a personal service and the Diploma professional qualification gives me the experience and the knowledge to help with all of your financial planning needs.I provide straightforward advice when you need it most!These needs continue throughout your lifetime, and may include: Need a mortgage to buy your first homeProtect your loved ones if calamity strikesBecoming your own bossSaving for when you retire from workTaking your pension benefits and managing your investmentsEquity Release if you find you haven't saved enoughTransferring your wealth to children and grandchildrenCare fees planning.If you are looking for help in any area of personal finance I will provide a personal and friendly service with upmost integrity, knowledge and a smile!Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits