Richard Fraser Email & Phone Number

With over 20 years of global leadership experience in the Payments and Fintech sectors, I specialize in delivering transformative programs, driving cross-border growth, and optimizing payment systems for companies across Australia, APAC, and international markets. I have held senior roles at MasterCard, American Express, and Xplor Technologies, where I led high-impact initiatives that resulted in increased market share, operational efficiency, and revenue growth.My expertise spans the entire payments landscape—from real-time payment systems and digital wallets to enterprise-level payment solutions and cross-border transactions. I have a proven ability to guide companies through complex regulatory environments and expand their presence in competitive markets, particularly in APAC, Japan, and Southeast Asia.Key achievements include:$35M Business Transformation: Led a comprehensive program at Xplor Technologies that generated $7M in annual revenue across Japan and Southeast Asia, while increasing client retention by 25%.20% Market Share Growth: Spearheaded MasterCard's APAC enterprise payments expansion, driving a 20% increase in market share and generating over $20M in additional revenue.Digital Strategy Leadership: Directed the successful integration of Australia’s top four banks into the new EFTPOS digital platform, significantly enhancing digital payment capabilities and positioning the platform as a leader in the financial services market.Cross-Functional & Stakeholder Management: Extensive experience in leading cross-functional teams and managing relationships with C-level executives, financial institutions, and vendors across global markets.I am passionate about helping international companies innovate and expand their payment solutions. I am available for executive consulting, program management, and leadership roles where I can leverage my expertise to drive global growth and deliver cutting-edge solutions in the payments space.

Listed skills include Payment Card Processing, Contract Negotiation, Business Development, Credit Cards, and 43 others.