A Director level role within Allica Financial Services Ltd t/a Allica Bank Asset Finance with full responsibility for the Asset Finance proposition within Allica Bank – wholly focused on funding SMEs. The role was created in June 19 prior to Bank regulatory approval with full responsibility to deliver a fully assessed and costed business case to the Allica Bank board for approval. The business case included all market entry options, strategic/technological considerations, full financial breakdown along with product, functional, legal and target operating model design. On sign off, the role was responsible for delivery of the product to market including final supplier assessments, contract negotiation, hiring of project team and set up of Steering Committee and Project Working Group ahead of the formal build. Allica Bank Asset Finance successfully launched December 2020 and in 2021 has been shortlisted for various awards.

A senior level role with full responsibility and accountability for the design and development of Asset Finance products with an ambition to deliver a simple, integrated and responsive customer experience that delivers a clear competitive edge. My team oversee the commercial and operational performance of existing products and propositions within and outside of the United Kingdom. We will decommission when the time is right and drive the development of new products and propositions that lead and respond to market patterns. We aim to meet our customers diverse and evolving financing needs through a number of origination and distribution channels.I am responsible for defining pricing frameworks and strategies as well as ensuring regulatory compliance across the product suite.With an ambition to be the No.1 bank for trust and advocacy my team play a significant part in designing products and propositions that serve our customers needs whilst being wholly transparent.

A national board level position within the Specialist Markets division of Lombard with overall responsibility for developing and executing the strategy for Green Energy (sustainability) and Wholesale Finance mandates within Lombard. Our specialism is to provide expertise in funding renewable energy asset finance; Funding Solar PV, Biomass Boilers, Wind Turbines (On Shore) Anaerobic Digestion, Air Source Heat Pumps, LED/energy efficient lighting and Smart Meters. My team have extensive experience in funding direct to the counterparty/end user as well as providing structured finance by way of SPVs for providers of services within this sector. With Wholesale funding, I am responsible for Block Discounting for Lombard with a team providing financial solutions to businesses providing finance/loans wanting to free up capital by way of this product. My team are also equipped to provide receivables funding to providers of managed service contracts to free up much needed capital to support the purchase of the underlying goods.

A national board level position with full responsibility for coaching and supporting a team of 8 professionals delivering asset finance solutions as well as general banking to businesses with t/o over £25 million up to Large Corporate within the Midlands and East of England territory. Our specialism was to provide expertise in Asset Finance along with specialisms for Automotive (Fleet), Manufacturing, Technology, Commercial Transportation and Green Energy. Responsibility for driving the planned financial delivery, staff engagement, customer experience and regulatory/internal control adherence.

On an interim basis I took responsibility as Sales Director in Lombard is to serve the SME market in the Midlands region by way primarily of Asset Finance but also other banking solutions. Leading a team of 55 professionals, we look to support trading businesses, up to £40million turnover, with much needed funding to help them fulfill their ambitions of being successful.

A national board level position with full responsibility for developing and executing a business development strategy for Asset Finance products in the Corporate market space. Performance managing and coaching 3 Regional Directors totalling 30 professionals, originating asset finance solutions as well as general banking to businesses with t/o over £25 million up to FTSE100. Our specialism was to provide expertise in Asset Finance along with specialisms for Automotive (Fleet), Manufacturing, Technology, Commercial Transportation and Green Energy. Responsibility for driving the planned financial delivery, staff engagement, customer experience and regulatory/internal control adherence.

A national board level position with full responsibility for coaching and supporting a team of 8 professionals delivering asset finance solutions as well as general banking to businesses with t/o over £25 million up to Large Corporate within the Midlands and East of England territory. Our specialism was to provide expertise in Asset Finance along with specialisms for Automotive (Fleet), Manufacturing, Technology, Commercial Transportation and Green Energy. Responsibility for driving the planned financial delivery, staff engagement, customer experience and regulatory/internal control adherence.

A regional board level position with full responsibility for coaching and supporting a team of 8-12 Relationship Managers delivering asset finance solutions as well as general banking to businesses with t/o below £25 million within the Home Counties Territory. Our specialism was to provide expertise in Asset Finance funding including solutions such as Hire Purchase, Operating Leases, Contract Hire and Technology. Responsibility for driving the planned financial delivery, business development, staff engagement, customer experience, regulatory/internal control adherence and develop internal and external stakeholder relationships.

Responsibility for a team of 12 Senior Business Managers serving and supporting SME trading business with t/o up to £2million with general banking facilities and support. Responsible for full P&L of lending and deposits alongside risk products to support our customers future ambitions.

Various roles beginning in Branch Banking. Promoted through branch banking to the role of Business Banking Manager, supporting businesses with t/o below £10million with funding, deposits and risk solutions. My final role on leaving was as a Commercial Financial Planning Manager with licenses held to support and advise SME trading businesses on long term protection, investment planning and company pension schemes.