Richard Budd Email & Phone Number

Greater New York City Area

Greater New York City Area

Selling and leading engagements to 1) rapidly design and launch new products, services and ventures; and 2) build innovation capabilitiesKey projects:• US Energy Company – led a team of researchers, designers and developers to design, build and pilot two new energy efficiency services • Global Payments Provider – led a team of designers and payment SMEs to rapidly design and prototype new services that drive card usage• Top 3 US Bank – designed and prototyped new P2P payment experiences to create new value for customers and the bank beyond the transaction• US Insurance Company - designed and prototyped a new cybersecurity solution to protect agents and customers

Sydney, Australia

Ran TAL's Accelerator Program to rapidly design new customer propositions at Australia's leading life insurerDeveloped strategic and disruptive innovations in the areas of retirement income, health and wellness services, underwriting and claims.Led TAL's Global Innovation Challenge to design and pilot new services with 43% staff engagement and initiatives launched to improve claims experienceRanked 23rd in AFR's Most Innovation Companies list 2016, the highest placed insurer. Managed the Stone&Chalk relationship to collaborate with fintech and insurtech start-ups

Sydney, Australia

Developing consumer payments strategy, propositions and customer experiences. Market launches include 'Cardless Cash'​ and 'Mobile Tap & Pay'

Sydney, Australia

Developing new customer propositions and customer experiences to drive retail deposits and main bank relationships

Sydney, Australia

Helping clients to realise innovation-led growth from concept to successful market launch

London, United Kingdom

Working across the innovation process to help large companies to launch new products and servicesProjects include:* Developing the 2015 Innovation strategy for a global financial services firm* Identifying revenue opportunities for UK's leading payments processor* Designing and launching the inaugural Corporate Entrepreneur Awards* Developing financial advisor propositions for a leading Investment company* Advising a leading utilities provider on the design of their innovation function* Running innovation training events with execs from FTSE100 organisations

* Responsible for Bravado’s UK retail offering - the world’s largest music merchandise company for artists including The Rolling Stones, Lady Gaga and Michael Jackson * Managed creative and product development teams and liaised with Sales and A&R to define the retail offering within the context of consumer trends* Developed new accounts to broaden the retail reach* Developed artist sales pitches which resulted in a number of significant signings* Set wholesale prices and worked with Production to rationalise supplier base and lower cost of goods.

Working for VP Commercial Affairs to identify new sources of revenue for Universal Music Group International and in particular the area of music merchandise.Following Universal Music Group's acquisition of music merchandiser Bravado, I worked on the integration and International rollout of the retail business setting up operations across Europe, Australia and South East Asia.

Joined Edengene as a consultant after graduating from business school.Worked on various innovation and revenue growth projects for clients in Telecoms, Financial Services, FMCG and Media sectors.