Richard Lam Email & Phone Number

San Francisco, CA, US

San Francisco, California, US

San Francisco, CA, US

San Francisco, CA, US

Atlanta, Georgia, US

San Francisco, California, US

Charlotte, NC, US

• Assisted in managing the Corporate and Investment Banking portfolio of trading and settlement services to mitigate business risk and comply with federal regulations
• Conducted financial analysis of third party spend data to identify trends across multiple lines of businesses
• Utilized financial and operational risk metrics to determine the health of the CIB portfolio
• Analyzed the costs and benefits of new mission-critical services to identify the optimal option for the business
• Conducted general oversight and monitoring of the WTPM Program in accordance with Program policies and procedures as well as in compliance with applicable regulations (FRB, OCC, CFPB, etc.)
• Developed, deployed, and provided policy, procedures, templates, standards, and tools to the various Wholesale business segments while consistently managing and mitigating the risks presented to the Company by its.

Boca Raton, Florida, US

• Acted as product knowledge expert for the pricing team, learning product strategy in coordination with the BSD merchandising team
• Conducted initial fact-finding call with field organization, identifying product and pricing strategy, focusing on customer needs
• Performed all product research for pricing responses for acquisition and customer lifecyclerequests
• Aggregated work requests from the field sales organization, highlighting opportunities to apply strategy and areas that should be more fully developed through customer discussion
• Participated in focused cross-reference and alternate table enhancement projects, researching product selection and unit of measure conversion for centralized BSD product tables
• Performed pricing exercises with a focus on small to medium-sized accounts

San Francisco, California, US

• Analyzed the amount of premium written and earned by agents, claims made by the insured, and loss ratios to compile an organized spreadsheet that targets areas for improvement that resulted in savings of $4 million
• Assessed risks and factors of the insurance policies to compute accurate premiums per amount of coverage

Blackburn, GB

• Assisted the Global Market Manager: Oil & Gas in market research for new products, competitive landscape, lead analysis, and campaign metric analysis
• Compiled and analyzed leads database into Excel spreadsheets to examine the breakdowns of industry, source, and region
• Conducted market research on different markets such as geothermal and enhanced oil recovery for potential future products

• Worked alongside the attorney for several cases involving clients with personal injury projection, divorce, litigation, immigration, lease agreements, and various other legal areas
• Analyzed documents for legal interpretations and usage
• Performed calls out to clients, insurance agencies, and court houses concerning the cases of the clients

San Francisco, CA, US

• Marketed a professional networking application used to find internships/jobs and employees
• Worked with a team of 12 marketing advocates and one marketing associate to market this program to college students
• Accomplished specific endeavors assigned to different members of the team which include using social networks, presenting to a student organization, and contacting the Career Center to promote BranchOut

Atlanta, GA, US

• Assisted in a research project based out of the Finance Department of the Goizueta Business School
• Organized and sorted large amounts of data on an Excel spreadsheet with the purpose of compiling a data base to help conclude whether or not it is beneficial to invest in art

Bachelor Of Business Administration (Bba), Finance And Strategy & Management Consulting

Summer