Richard Stein

Richard Stein Email and Phone Number

Chief Risk Officer @ Citizens
Richard Stein's Location
Providence, Rhode Island, United States, United States
Richard Stein's Contact Details

Richard Stein personal email

n/a

Richard Stein phone numbers

About Richard Stein

An investigative thinker, I bring teams together to solve complex problems. In my role as Chief Risk Officer, I set the risk appetite and strategic framework for how to optimize risk management, growth, and returns across products and lines of business. In addition to managing risk, we help bankers by providing expertise and insights that lead to innovative solutions.  The challenging nature of our business requires especially clear strategy and direction, and I encourage my teams to paint a detailed picture with concrete goals. I ground my leadership philosophy in five core principles:1. Gather advisors with diverse points of view for more balanced decision-making2. Never stop learning—keeping pace in a rapidly changing field provides new strategies and connections 3. Lead from the front so you’ll understand what’s going on at all levels within the organization4. Change with the times and have the courage to go down a new path when something isn’t working5. Play poker, not chess—leadership strategy is about leveraging advantages and taking chances In my free time, I’m a biography buff. Successful people in business and politics offer so many fascinating real-world examples of problem solving. I practice balance here, too—I’ve found you can sometimes learn as much from Star Trek’s Captain Kirk as you can from history’s great generals.Specialties include: credit risk management | commercial and corporate banking | capital markets | strategic leadership

Richard Stein's Current Company Details
Citizens

Citizens

View
Chief Risk Officer
Richard Stein Work Experience Details
  • Citizens
    Chief Risk Officer
    Citizens Jan 2024 - Present
    Providence, Rhode Island, Us
  • Citizens
    Executive Vice President - Senior Risk Advisor
    Citizens Jun 2023 - Jan 2024
    Providence, Rhode Island, Us
  • Fifth Third Bank
    Executive Vice President - Chief Credit Officer
    Fifth Third Bank Jan 2018 - Apr 2023
    Cincinnati, Ohio, Us
  • Fifth Third Bank
    Executive Vice President – Head Of Commercial Bank At Fifth Third Bank
    Fifth Third Bank Jan 2017 - Dec 2017
    Cincinnati, Ohio, Us
  • Fifth Third Bank
    Executive Vice President, Head Of Wholesale Banking
    Fifth Third Bank Mar 2016 - Jan 2017
    Cincinnati, Ohio, Us
    Lead the international and national commercial sales teams, including corporate banking clients, throughout the United States, Canada and the United Kingdom. Responsible for a team of three key direct reports who collectively oversee more than 1,000 people. Work each day to:• research how daily shifts in economics, business and politics influence the market • improve engagement with staff to make informed client and business decisions and improve clarity of strategy • develop the long-term planning that guides future strategySecurities and investments offered through Fifth Third Securities, Inc.; member FINRA (www.finra.org)/SIPC(www.sipc.org), a wholly owned subsidiary of Fifth Third Bank, is a registered broker-dealer and a registered investment advisor registered with the U.S. Securities and Exchange Commission – SEC (www.sec.gov). Registration does not imply a certain level of skill or training. Insurance products are made available through Fifth Third Insurance Agency, Inc. Content listed on this profile is for general purposes only and is not a recommendation or an offer to buy or sell any security. Third party posts found on this profile do not reflect the views of Fifth Third Securities, Inc. and have not been reviewed by Fifth Third Securities, Inc. as to the accuracy or completeness. Posts on this website made by the above referenced individual and any responses/comments to these posts will be monitored and retained in accordance with FINRA and/or SEC Rules.
  • Fifth Third Bank
    Senior Vice President And Chief Credit Officer
    Fifth Third Bank Nov 2014 - Mar 2016
    Cincinnati, Ohio, Us
    Responsible for all enterprise-wide credit risk functions including commercial, consumer, capital markets and investment advisory. • oversaw Fifth Third’s governance, strategy, policies and problem asset resolution, and managed appetite for credit risk• executed on enterprise programs for identifying, managing and mitigating credit risk while sustaining a strong risk culture
  • Carolina Bank Of America Corporation, Merrill Lynch, Pierce, Fenner & Smith
    Managing Director And Americas Co-Lead, Global Loan Products
    Carolina Bank Of America Corporation, Merrill Lynch, Pierce, Fenner & Smith May 2012 - 2014
    Charlotte, Nc, Us
    Accountable for the corporate loan strategy, capital management and client portfolio returns. Led a cultural evolution for loans and capital consistent with new regulatory capital rules.
  • Carolina Bank Of America Corporation, Merrill Lynch, Pierce, Fenner & Smith
    Managing Director And Product Delivery Executive
    Carolina Bank Of America Corporation, Merrill Lynch, Pierce, Fenner & Smith Sep 2007 - Apr 2012
    Charlotte, Nc, Us
    Accountable for delivery of credit solutions and portfolio management for the United States and Canada Energy, Power, Commodities portfolio. Maintained a deep understanding of macroeconomic risks, industry risks, micro risks and their impact on product and business strategy.
  • Carolina Bank Of America Corporation, Merrill Lynch, Pierce, Fenner & Smith
    Senior Vice President, Portfolio Manager And Team Leader
    Carolina Bank Of America Corporation, Merrill Lynch, Pierce, Fenner & Smith Nov 2004 - Sep 2007
    Charlotte, Nc, Us
    Served as team leader for EMEA Non-Bank Financial Institution and Natural Resources for ten Portfolio Management officers and teammates accountable for all transaction risks, including reputation, operation, market, credit risks and ongoing portfolio monitoring.
  • Carolina Bank Of America Corporation, Merrill Lynch, Pierce, Fenner & Smith
    Principal And Portfolio Manager – Natural Resources Group
    Carolina Bank Of America Corporation, Merrill Lynch, Pierce, Fenner & Smith Mar 1998 - Nov 2004
    Charlotte, Nc, Us
    Oversaw all transaction risks. Served clients in a variety of sectors, including exploration and production, midstream gathering and processing, refining and marketing, chemicals and regulated and unregulated power.

Richard Stein Skills

Strategic Leadership Capital Markets Investment Management Wholesale Banking Strategic Planning Risk Management Portfolio Management Financial Structuring Corporate Finance Team Leadership Series 6 Series 24 Series 63 Investment Banking Asset Allocation Financial Analysis Credit Analysis Financial Modeling Commercial Banking Structured Finance Leveraged Finance Treasury Management Investment Solutions Banking Financial Services

Richard Stein Education Details

  • Texas A&M University
    Texas A&M University
    Finance

Frequently Asked Questions about Richard Stein

What company does Richard Stein work for?

Richard Stein works for Citizens

What is Richard Stein's role at the current company?

Richard Stein's current role is Chief Risk Officer.

What is Richard Stein's email address?

Richard Stein's email address is ri****@****ica.com

What is Richard Stein's direct phone number?

Richard Stein's direct phone number is +161763*****

What schools did Richard Stein attend?

Richard Stein attended Texas A&m University.

What skills is Richard Stein known for?

Richard Stein has skills like Strategic Leadership, Capital Markets, Investment Management, Wholesale Banking, Strategic Planning, Risk Management, Portfolio Management, Financial Structuring, Corporate Finance, Team Leadership, Series 6, Series 24.

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