• Serviced franchise and independent automotive dealers in the greater Los Angeles area by purchasing pre-computed and simple interest contracts through sound underwriting principles, company policies, and guidelines based on market trends. • Manage a team of 3 Underwriters and 2 Field Representatives to negotiate and capture sub-prime automotive contracts by aggressively marketing territories and educating finance managers to structure deals for maximum profit and quick funding.

• Analyzed a full spectrum of prime and sub-prime auto loan applications and capturing over 125 contracts on a monthly basis by negotiating counter offers and leveraging aggressive approvals.• Averted over $100,000 in write offs at funding by detecting suspicious and fraudulent loan activity and received statewide recognition in doing so.• Accountable for the growth, profitability, delinquency control, and personnel development of a multi-million dollar financial services branch.• Managed a staff of 7 by recruiting new interns, promoting distinguished trainees, and mentoring under performing personnel through constructive criticism.• Provided financial counseling and approved credit applications by analyzing clients’ budget, credit profile, and available collateral to secure largest loan possible.• Commisioned as Notary Public and Real Estate Loan Underwriter by attaining better than average product knowledge and demonstrating flexibility to close a loan.