Richard Melbourne is Chief Operating Officer (COO) at Allocated Bullion Exchange Ltd (ABX) and Kinesis Money. Richard’s appointments include roles in executive, operating, director and advisory positions at large organisations, boutique specialty firms, and fast-paced startups. He has extensive experience in Financial Services, Precious Metals, Wealth Management, and FinTech. A key member of the executive, Richard has a proven track record of successful leadership and execution of strategy across corporate decision making, operational development & management, and process improvement. He is an active driver of growth and has a deep understanding of the value of excellence in client experience. Richard has fostered high value business relationships at a truly international level (Asia-Pacific, Americas, Europe, the Middle East) and is well-versed in building and managing cross-border high performing teams.Richard understands the intricacies across a multitude of financial products, service offerings and strategies; with expert level knowledge in equity and debt products, derivatives and physical precious metals. He has a great interest in blockchain technology and sees a bright future for its application across the Financial Services space.