Richard Rivera Email & Phone Number

Managing Director in Global Loans Capital Markets within Capital Markets Origination. Origination, structuring, and syndication responsibility for investment grade and cross-over revolving credit, term, and acquisition finance loans. Diverse industry coverage including Healthcare, Pharmaceuticals, Utilities, and Transportation.

Director in Corporate and Investment Banking in Financial Institutions Group covering a broad range Insurance clients including Property & Casualty, Life, and Managed Care. Broad global coverage responsibilities across the spectrum of all funding and financing products while also managing the risks and return on capital to Citi.

Blackfriars, London, Gb

• Created comprehensive strategy including customer sell-in, consumer trade up, and category management to ensure success of 2011 product innovation• Recommended and implemented second half 2010 trade promotion strategy to respond to and anticipate additional competitor actions and to regain #1 market share in the category• Analyzed financial implications of aggressive 2011 advertising and trade and consumer promotion actions to recommend tactics to obtain leading market share position

New York, New York, Us

• Identified and met client needs through utilizing various banking products, achieving 40% year over year increase in revenues• Led and coordinated product teams to create detailed analytical presentations used to market various financial products to clients; was awarded with lead role in largest multi-product capital raise in history• Completed extensive financial analysis and modeling to evaluate and recommend strategic options to clients• Researched and developed expertise on sub-industries in the Financial Institutions Group to identify trends and business development opportunities• Managed and mentored five analysts in the Financial Institutions Group and assisted in hiring decisions for new analysts• Successfully completed intense 12-week training program in the top 10% of Associate class; course work included financial statement analysis, accounting, financial modeling, capital markets economics, risk analysis, and leadership development

New York, New York, Us

• Performed credit analysis to assist in portfolio decision-making; conducted cash flow modeling, identified legal ramifications, and made decisions on credit exposure and risk mitigation• Acted as a liaison between client and product groups within the bank to make strategic recommendations to clients on optimal capital structure• Selected for one month consultancy project in Mumbai, India to train 11 analysts and to create and implement a business plan to offshore credit analysis; resulted in cost savings of approximately $2.5 million over three years• Implemented and taught three one-day training sessions to new analysts; selected to serve as peer mentor to three consecutive analyst classes

Mba, Finance, Marketing, Management

Ba, Public Policy Studies, Spanish, Early Childhood Education