I have forty years of experience in the financial services industry, beginning in institutional equities and transitioning to wealth management nine years ago. My clients choose to work with me because I bring a deep-seated knowledge of markets onto their financial balance sheets in the form of financial products targeted to protect and grow their assets. My work focuses on both individuals and business owners.Specialties: Individually managed stock and bond portfolios; advisory-based asset management; retirement planning; multi-generational estate planning; business owner, executive, and employee benefit planning; life, disability, long term care insurance planning.