It's 12 years since I co-founded ILIXIUM and Payen with my business partner. It has been such a rewarding journey building out a world class technology platform with great group of people and watching them grow and develop into a powerful team. As a boot strapped payment company working with some of the biggest and best banks and acquirers in the world we are used to punching above our weight. As CEO my role is to help navigate our path through the competitive landscape and ensure we have a future facing strategy which sees us stand out from the crowd.