Richard Stark Jr Email & Phone Number

Greater Chicago Area

United States

Greater Chicago Area

Lombard, Illinois, United States

Oak Brook, Illinois, United States

Chicago, Il

• First processor at Happy Mortgage to operate under the “one-touch" process by taking files from initial submission all the way through closing, while creating processes to replicate the one-touch approach with any loan type or scenario.• Helped to create initial submission requirements from origination to processing in order to facilitate the One-Touch process. Essentially, a strait to underwriting approach.

Greater Chicago Area

• Created new initial closing review standards and procedures leading way to quicker, more concise closings. • 2 months in a row, newly implemented closing procedures contributed to CU1's best months in both gross and volume in department history (2019). • Also responsible for some open processing tasks such as updating HOI, ordering payoffs, and VOEs.

Greater Chicago Area

• Applied well practiced multitasking abilities to consistently close a mixed-product pipeline of at least 45-55 loans per month always exceeding production expectations.LOAN TYPES & PRODUCTS INCLUDE:-Purchase and refi (R&T, investment, and C/O)-Conventional, jumbo, first time, manufactured and government loans in IL, IN, MN, WI, MI, FL, VA, PA, NY, MD, NJ and AZ-Bond (DPA) loans in IL and MN-New construction loans in IL, FL and NJ• 1 of only 2 closers in the Greatlakes region funding an average of $15 million per month.• Meticulous initial and final signed file review ensuring all necessary documents are not expired, in file and signed correctly.• Scheduled closing date with title agent • Balanced CD with title and disclosed initial CD to borrower• Set escrow • Create, review and send final documents to title for closing• Set and send wire • Review final signed documents and give funding approval• Known by secondary marketing as a detail oriented closer they could trust to close clean files, and very rarely having internal or investor audit conditions post-closing.• Demonstrated leadership by regularly stepping in on other closer’s files to help solve issues.• Built strong relationships with borrowers, operations, sales and title with great communication throughout the closing process resulting in smooth, concise closings giving way to stellar customer satisfaction surveys post-closing.• Knowledge of Encompass, Destiny, Blitz and audit-financial reporting software• Strong knowledge of re-recording and/or corrective recording requirements in IL, MN, IN, WI, AZ and FL.• Well versed in HMDA discloser and disposition requirements and timelines.

Greater Chicago Area

• Over a decade of fine dining experience including á la carte, private dining, VIP, as well as corporate and pharma events.• Senior staff member of Time Out Chicago’s 2006 New Restaurant of the Year• Worked in both corporate and private, chef driven restaurant atmospheres• Experienced in high volume service• Worked with multiple, large Wine Spectator award winning wine lists• Long-time trainer, closer, shift leader, dining room captain• Worked with both small and large staffs• Part of 2 restaurant openings, and 2 large format changes• Liquor Inventory Experience• Experienced VIP and celebrity clientele server• Platter and table side service• Espresso-based drink trainerEXTENSIVE KNOWLEDGE & TRAINING IN:• Steps of service and service standards • Steaks and chops• Imported Italian meats and cheeses• Wine • Craft beer• Liquors, ports, ice wines and cordials• Local organic and specialty farms (farm-to-table)• Table-side selling

Associate Of Arts And Sciences - Aas, Business Administration, Management And Operations, 3.7 / 4.0

Activities and Societies: • Co Founder & Former Vice President of the Business & Entrepreneurship Club at College of DuPage. • Phi Theta.

Finance & Insurance Management Certificate, Auto Finance And Insurance - Office Management, Completed

The curriculum included staffing and office organization, finding and retaining finance sources, negotiating buy rates, ADP account.