THE EXPERT: With over 20 years of experience, I can help you save hundreds - perhaps thousands on home financing. By combining creative financial strategies with a wide range of mortgage options, I promise to provide high value while contributing to the success of your long-term financial goals. Anyone can quote rates and fees, but it takes asking the right questions, insider experience, listening, understanding, and proper planning to tailor the best overall loan strategy for you and your family.THE STRATEGY: My long-time loan practice is comprised of nearly all REFERRAL and REPEAT clients. Unlike so many others who "advertise for leads", my team and I have to deliver the goods (rates, costs, service) time and time again or OUR phone will stop ringing. We truly rely on our many satisfied clients and business partners for new business.THE IDEAL CLIENT: Those wanting guidance, experience, and expertise to find the right home-loan. We, of course, help many "cookie cutter" clients, but we ALSO take great care of the "other folks" so often overlooked, underserved and misinformed. Many times these clients are: Self-Employed Business Owners * Retired or Limited Income w/Sizable Liquid Assets * Previous Bankruptcy or Foreclosure * Less than Perfect Credit * Denied Elsewhere * Seeking a Second, Expert Opinion * or Various Other Unique CircumstancesTHE OPTIONS: Great Rates and Expert Solutions for Conventional, FHA, VA, USDA, MSHDA, Jumbo, and Renovation 203k loans. Thinking of refinancing or purchasing? I'm available to help answer any questions and guide you in the process. I can be reached at 248-438-8192.Richard Witter - NMLS# 134026Mortgage 1, Inc. - NMLS # 129386Equal Housing Opportunity LenderCorporate Office: 43456 Mound Rd #100