I have specialized in the insurance field for 34 years; self-funding, group insurance, worksite marketing, TPA management and Consumer Driven Plans. I have an extensive background in the application of regulations surrounding these plans. Rightly applied regulations can make a difference in profits and create credibility. Credibility creates opportunities.My background in I.T., Operations, Lean Six Sigma simple procedures and CEO experience can bring value and fresh perspective to executive leadership. The reasons are as follows:1. Customers are your number 1 asset. Application of that principle must invade every area of the business. Our team created process improvements tied to measured performance goals while listening to the end user and customer. 2. Profits with the most efficiency are next. I developed teams of people to implement changes using project management and Lean Six Sigma simplified (performance measurement).3. My specialty is knowing the insurance industry through all levels, and designing or implementing software and operational solutions to be a successful CEO. 4. My lengthy career gives me knowledge of all TPA and CRM software applications available to my clients.5. C-Level experience provided me experienced to see the best and worst in the business. Then steer a course to the highest profits while serving the customer.HISTORY: My philosophies for selling are; a sales rep must tell the truth, good or bad, and know your competition, thoroughly, by telling their story too. I enjoyed watching section 125 Cafeteria plans start out in 1986 and grow to the industry we are today.My goal was to be the CEO of a successful company that was quality, customer focused and employee centric. I have been able to bring this vision to fruition in eflexgroup.com.Many people have helped me in my career but one that stands out and is my wife Mary. She stuck with me through all the twists and turns.