Rick Devries Email & Phone Number

St. Joseph, Michigan

Welcome to Brilliant Moves! We formed this company to assist people in maximizing the beauty, value, and function of their homes. Whether you are staging your home for sale, or simply want to make your living environment more beautiful or functional, we are here to help you. Our staging and redesign consultation will provide you with a written roadmap to follow. For those of you who are DIY'ers, you can implement it on your own. For those who would prefer some assistance, we can implement the plan for you.

St Joseph, Michigan, United States

Manage credit analysis and document preparation function of Middle Market Banking responsible for a $4.5 billion portfolio. Develop programs, systems, and information to enhance Commercial Banker productivity and success. Coordinate efforts with all operational areas to conduct training and resolve issues.

St. Joseph County, Michigan, United States

Created dynamic sales and credit culture for team of commercial bankers, treasury management specialists, mortgage originators, private bankers, and branch bankers, achieving production and credit quality goals. Successfully managed $1.7 billion loan portfolio.

Coldwater, Michigan, United States

Led turnaround and sale of community bank previously placed under FDIC, Federal Reserve Bank, and State of Michigan Consent Orders. Negotiated a 55% discount on $8.4 million in U.S. Department of Treasury TARP funds, raised $16.5 million in equity through a Private Placement with 50 institutional and accredited investors, structured sale of corporation at 1.3x book value for a 50% ROI for investors. Reduced non-performing assets from $27.0 million to $1.8 million. Opened 8 loan production offices in Michigan and Indiana.

Adrian, Michigan, United States

Created powerful, profitable bank franchise. Completed successful, attractive tender offer. Sold affiliate bank for 100% ROI, sold corporation at $75.54 per share at a 55.75% premium. Invited as guest speaker at American Banker 4th Annual Branch Banking Symposium.