With more than 30 years of experience in commercial banking, corporate finance and debt capital markets, I have immeasurable energy as well as an ability to deliver ideas and financial strategies that create value for my clients. I have worked with public and private companies in various industries and, in particular, have a vast expertise in consumer retail businesses, including branded consumer goods, food & beverage, restaurants and convenience stores. I am a principal of Citizens Capital Markets, Inc, the firm’s broker-dealer, and hold securities licenses 24, 63 and 7/79.Part of my leadership efforts in the Northeast include spearheading a senior-level banking team focused on mid-corporate C&I, technology and healthcare companies in the northeast. Core strategy is early stage involvement, banking throughout the business cycle, and culminating with sell-side M&A or other capital markets activities.