Rick Mecham Email & Phone Number

Concord, Ca, Us

Concord, Ca, Us

California, Utah & Idaho

Servicing California, Utah and Idaho. Providing and consulting my clients on a variety of mortgage loan products that will best fulfill their specific wants and needs, for instance: Refinancing, First Time Home Buyers, Down Payment Assistance, Conventional, HARP, FHA, Energy Efficient Mortgages, VA, VA IRRRL, CalVet, CalHFA, 2nd Mortgage, HELOC, Reverse Mortgages and Hard Money loans.

As an experienced and dedicated Real Estate Broker working as a team with Buyers and Sellers to navigate today's extremely challenging real estate market, I pride myself on providing vision and experience on a large variety of factors that may cause undesirable surprises, delays, expenses and effect the probabilities of success. Factors such as; Buyer’s Qualifications, Escrow Procedures, Family Trusts, Estate Sales, Probate, (REO) Bank Owned Foreclosure, Short Sales, Investor Flips, HUD Homes, Traditional Sales, Vacant Land, Income Properties (HOA) Home Owners Associations, Special Taxes & Assessments, Down Payment Assistance Programs, all having a vast effect on: Listing Price, Negotiating Strategies, Available Loan Programs, Monthly Payments, eligibility or desire to be involved in a certain transaction.I feel that providing this experience along with unbiased discussions on negotiating strategies combined with the understanding of time frames makes for unpressured decisions and produces satisfied clients… and that is where I measure my success.

Analyzing credit profiles and credit reports to determine the best action to be taken in optimizing credit scores enabling my clients more purchasing power.

Providing and consulting my clients on a variety of mortgage loan products that will best fulfill their specific wants and needs, for instance: Refinancing, First Time Home Buyers, Down Payment Assistance, Conventional, HARP, FHA, Energy Efficient Mortgages, VA, VA IRRRL, CalVet, CalHFA, 2nd Mortgage, HELOC, Reverse Mortgages and Hard Money loans.

Providing and consulting my clients on a variety of mortgage loan products that will best fulfill their specific wants and needs, for instance: Refinancing, First Time Home Buyers, Down Payment Assistance, Conventional, HARP, FHA, Energy Efficient Mortgages, VA, VA IRRRL, CalVet, CalHFA, 2nd Mortgage, HELOC, Reverse Mortgages and Hard Money loans.