• Manage a team of seven associates that perform exclusion remediation for HAMP/NonHAMP Permanent Modifications. Responsible for directing and working with the team on all phases of projects. Increased Perm Mod conversions by 95% in eight months through streamlining processes and team building/empowerment techniques.• Develop new process plans, escalate remediation plans, and identify areas where technology can lead to increased efficiency and productivity for different lines of… Show more • Manage a team of seven associates that perform exclusion remediation for HAMP/NonHAMP Permanent Modifications. Responsible for directing and working with the team on all phases of projects. Increased Perm Mod conversions by 95% in eight months through streamlining processes and team building/empowerment techniques.• Develop new process plans, escalate remediation plans, and identify areas where technology can lead to increased efficiency and productivity for different lines of businesses. Implement features and business processes as a Lead SME (subject matter expert) and participate in the testing, training, implementation and support of system requirements. • Research and document organizational reviews, workflow analysis, and management/staff analysis. Responsible for significant contributions to the design and development of project deliverables. • Perform loan level research, and produce and maintain daily reports. Resolve complex problems based primarily on knowledge of the business and general project guidelines or procedures. • Work on projects for process and procedure enhancements. Articulated Policy Recommendations and Clarification Request that result in final decisions of modifications. • Gather requirements for new initiatives and work with stakeholders to draft supporting documents, pilot new processes, implement improvements, and communicate the final process Show less

• Worked with Risk managers in reviewing financial data for credit risk lenders and produced LLD reports for management. Analyzed lender data for expiring contracts and balance/over delivery on contracts. • Created and managed various data and trend reports. Provided detailed analysis and workflows.• Created lender Master agreements, verified all legal text, and audited terms for all pertinent data. • Analyzed all MBS contracts for correct language and accuracy on dates, pricing… Show more • Worked with Risk managers in reviewing financial data for credit risk lenders and produced LLD reports for management. Analyzed lender data for expiring contracts and balance/over delivery on contracts. • Created and managed various data and trend reports. Provided detailed analysis and workflows.• Created lender Master agreements, verified all legal text, and audited terms for all pertinent data. • Analyzed all MBS contracts for correct language and accuracy on dates, pricing, products, and additional terms.• Worked with Asset and Acquisition Management in researching and resolving contract processing problems. Analyzed application for credit policies, procedures, standards, and business rules. Show less

• Managed a team of 10 loan auditors focused on performing loan analysis. • Analyzed loans for data integrity, correct term, int. rate, and loan program. Monitor Commitment expirations and verified loan pricing.• Worked with various investors in negotiating the sales and resolution of loans and reviewing and resolving any issues with loan programs, credit, compliance, value on loans and pricing. Met their conditions to satisfy a loan sale.• Created loan level, cash flow, sales… Show more • Managed a team of 10 loan auditors focused on performing loan analysis. • Analyzed loans for data integrity, correct term, int. rate, and loan program. Monitor Commitment expirations and verified loan pricing.• Worked with various investors in negotiating the sales and resolution of loans and reviewing and resolving any issues with loan programs, credit, compliance, value on loans and pricing. Met their conditions to satisfy a loan sale.• Created loan level, cash flow, sales projection reports and trend reports.• Managed various investor reports and coordinated the sale and delivery of loans to investors. Show less

• Performed due diligence on loans and analyzed data integrity. Assisted in the development of products and guidelines. • Met with investors in structuring and negotiating deals and financial proposals, loan decisions including terms and conditions.• Met with investors in the selling and resolution of loans and resolved issues related to guidelines, credit, compliance and value on loans. • Worked with investors on value/BPO results to reach a resolution.… Show more • Performed due diligence on loans and analyzed data integrity. Assisted in the development of products and guidelines. • Met with investors in structuring and negotiating deals and financial proposals, loan decisions including terms and conditions.• Met with investors in the selling and resolution of loans and resolved issues related to guidelines, credit, compliance and value on loans. • Worked with investors on value/BPO results to reach a resolution. • Managed loan pipeline reports and coordinated the sale and delivery of loans to investors. Show less

• Performed due diligence on loans for program guideline adherence, pricing and correct rate. Reviewed data integrity and credit compliance. • Performed credit analysis on the overall loan process from application through funding and all lending legal requirements.• Audited 1ST, 2nds, and 125’s subprime loans. • Loans were sold to various investors and met their conditions and cleared stips to satisfy a loan sale and monitor commitment expiration.

• Analyzed the loans for routine legal, appraisals, title information, final inspections, and ensured everything was in compliance with FHA guidelines. • Analyzed draw request and disbursed funds on commercial and real estate construction. Ensured loans were in compliance with WFHM. • Prepared reports and analysis of credit situations to banking institutions.