I’m Rick Ruby, and for over 40 years, I’ve been at the forefront of the mortgage industry—building businesses, coaching top performers, and inspiring professionals to exceed their potential. My career began in 1984 as a loan originator, where I mastered the art of building relationships, solving problems, and delivering exceptional results.Today, I own three high-performing mortgage branches, leading a team of 35 exceptional loan officers. In 2023 alone, we closed 2,000 loans, a milestone that speaks to the power of disciplined systems and relentless focus. But my true impact extends beyond numbers—it’s about transforming lives and careers.As the founder of The CORE Training, I’ve had the honor of coaching over 1,000 clients to grow their businesses and their lives. Backed by 35 elite coaches—each earning an average of $1 million annually with $2 million in savings—we deliver results-driven, no-nonsense training that helps professionals earn more, save more, and give more.Since 2001, The CORE Training has set the gold standard for mortgage and real estate coaching. We don’t teach theories—we implement proven systems that drive production, improve financial management, and foster a mindset of giving back to clients, employees, and communities.As a thought leader, I’ve consulted with major mortgage banks, sharing strategies that enhance profitability, streamline operations, and ensure sustainable growth. My philosophy? Success isn’t just about working harder; it’s about working smarter, staying disciplined, and always striving for more.Through coaching, I emphasize financial literacy, personal discipline, and leadership development. Whether in group sessions, one-on-one coaching, or speaking engagements, my focus is always on creating real, measurable change. Success is a choice—a choice to commit, persevere, and give back.If you’re ready to elevate your career, dominate your market, and achieve real financial freedom, let’s connect.📩 Visit www.thecoretraining.com and www.rickruby.net to learn more about my work and how I can help you succeed.