Richard Slater Email & Phone Number

Raphine, Va, Us

Waynesboro, Virginia, United States

*Expanded commercial lending scope to include SBA lending and corporate lending*Responsible for managing commercial credits in workout*Developed new commercial markets within the institution's defined lending area

Gastonia, North Carolina

I-C Federal Credit Union (Fitchburg, MA): Lead consultant: Built a complete commercial lending division 2016-2017*Designed implementation schedule *Vendor vetting and selection *PII / PCI security*Credit policy development *Loan policy development *Deposit product development including disclosures*Regulation interpretations *Compliance verification *Established audit and loan review criteria*Established loan committee rules *Designed ALLL and ALCO model *Completed on scheduleCloud Lending Solutions, San Mateo, CA: Lead consultant: End-to-end cloud based commercial loan system, 2016-2017 *Banking regulation expert *Process and flow path design *Market researcher*On-site presentations to banks *Vendor vetting and selection *Trained India based soft*Set loan review/compliance criteria * PCI / PII security *Commercial lending expert• Bank of America (Charlotte): Program Manager, Client Tax Reference Data, 2017 – 2019*Managed 8 concurrent tax projects *Created information transparency *All projects to be delivered on time and on budget *Approved all testing plans *Cross function leadership *Precise enterprise change management reporting *Automated manual tax processes *Built data quality report routines *Leader of all post-release review meetings

Admin Office In Keene, Nh, Home Office Brunswick, Me

Keene, New Hampshire

• Raised start-up capital to successfully build national small business lending and SBA Lender Service Provider system for credit unions, • Instituted “Lean Operating” practices in areas of commercial lending, loan servicing, accounting, human resources, information technology, and regulatory compliance, resulting in 40% reduction in operating costs as compared to peers.• Directed production team’s processing of $1 billion in loan applications and funding of 4,000 business loans• Developed streamline precise commercial credit procedures including periodic monitoring and annual reviews• Co-founded an industry association in order to maximize influence on regulators and elected representatives

Chatsworth, Ca

Bratleboro, Vermont

• Pioneered centralized, automated small business lending process over four state region• Merged small business lending of two regional banks into a single program• Resurrected failed US Small Business Administration program, achieving highest possible rating• Consolidated Loan Review department to smaller staff, while achieving 50% increase in review volume