Rick is an Area Manager and Managing Director for the Central Florida Area with Wells Fargo Advisors. He offers clients over 22 years of financial services/retirement planning/investment management experience. Rick is a graduate of the University of North Florida. Rick's focus is advising on the development and implementation of investment strategies to help Financial Advisors achieve their immediate and future goals. He follows a disciplined process of coaching and mentoring his Financial Advisors to assist them in determine the appropriate business strategy for their practice. He also consults on risk management, retirement planning, insurance planning, and other critical financial strategies.More importantly, you establish a relationship with a team of trusted advisors who can help address your investment needs.This information is intended for use by residents of AR, FL, MA, MD, and UT only./*********/Investment and Insurance Products are:* Not Insured by the FDIC or Any Federal Government Agency* Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate* Subject to Investment Risks, Including Possible Loss of the Principal Amount InvestedWells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. Opinions and comments do not necessarily represent the views of our firm. Additional guidelines can be found on wfa.com/social