We deliver objective insurance recommendations to our clients in the areas of life, disability, long term care, and critical illness insurance.PRINCIPLES OF HOW MY TEAM AND I OPERATE:- We sit on the same side of the table as our clients, not insurance companies.- We will not undo the good work you have already done.- We will always show you the options you have and educate you on the features/benefits, pros/cons, of each carrier that you may want to pursue.- If we are not expert in the challenge you are presented with, we will help you find the expert. We are terrific at what we do, but we don't do everything.FOR INDIVIDUALS AND FAMILIES:- Life Insurance- Own Occupation Disability Insurance- Long Term Care Insurance- Fixed Annuities- Critical Illness Insurance- Insurance portfolio review & analysis (sometimes, people have already done great work)FOR PRACTICE/BUSINESS OWNERS:- Guaranteed Standard Issue (“GSI”) disability & life insurance- Group Benefits Design (Group life, disability, health, and voluntary benefits)- Business Overhead Expense Insurance- Buy/Sell insurance- Key Person Insurance- Disability Key Person & Buyout InsuranceINSURANCE AGENTS, PROPERTY/CASUALTY AGENTS, AND INVESTMENT ADVISORS:- Contact me if you need assistance in navigating disability insurance with one of your clients or about the opportunity to further develop disability insurance within your business.