Ricky Powell work email
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Ricky Powell personal email
Relationship-minded and servant leadership driven individual experienced in automotive finance and sales. Background in captive and non-captive consumer lending. Currently key-pointed to the Buffalo/Niagara Falls/Rochester area markets.
Toyota Financial Services
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Credit ManagerToyota Financial Services Apr 2024 - PresentAlpharetta, Georgia, United States
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Area Sales ManagerToyota North America Jan 2023 - May 2024Buffalo, New York, United StatesSupporting the Buffalo and Rochester NY markets. -
Credit SupervisorToyota North America Nov 2021 - Jan 2023
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Credit AnalystToyota North America Aug 2020 - Nov 2021Atlanta, Georgia, United States
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Consumer Credit AnalystHyundai Capital America Apr 2015 - Aug 2020Greater Atlanta AreaSuccessfully managed territory of 36 New York and Florida based Hyundai, Kia and Genesis dealerships maintaining strong approval (75%) and average store penetration numbers (75%+) along with high dealer satisfaction.Maintains above company averages across metrics including first decision quality (90%+), capture rate (60%), and hourly production (10+ decisions per hour).Collaborated with Collections Department using Lean Six Sigma Certification to create a process improvement reducing 1700 hours of annual wait time per year, a 55% cycle time reduction for Credit Analyst assistance in Early Payment Default and Late Stage Collections scenarios. -
Account ManagerAirgas Jun 2014 - Apr 2015Greater Atlanta AreaResponsible for business growth through expansion of current customer sales and prospecting new business clients.Completed safety training required to sell medical and industrial gases.Experienced in required technical fields including the use of the SAP system.Qualified potential businesses for growth opportunities or risk to the company by discussing business needs and history. -
Mortgage Loan ProcessorBank Of America Jun 2012 - Oct 2013Cleveland/Akron, Ohio AreaResponsible for review and processing of paperwork from receipt of application through the close of the loan. Also responsible for underwriting and credit review of lower risk programs with loans up to $625K.Top 3% of all associates in the Central division in regards to Fundings and Dispositions in 2013.Worked with business partners in Sales, Underwriting and Closing along with outside parties such as title companies, insurance companies and secondary lienholders to ensure a refinances were completed in a timely manner and that all parties involved received the proper communication to understand what may be needed to move forward in the process.Worked with management and education team to create continuing education to decrease potential loan application aging issues along with subordination process best practice guide. -
Credit AnalystBank Of America Aug 2009 - Jun 2012Cleveland/Akron, Ohio AreaHonored as Business Leader in Q1 of 2011 for finishing first in the division for overall performance in quality, efficiency and manager call reviews.Responsible for both risk management and customer growth/retention for unsecured credit card customers. Completed Bank of America Lending Authority Education and was granted authority for decisions up to $75K in unsecured credit.Demographic and credit reviews were completed based on customer risk factors along with customer initiated requests. Credit would then be awarded or taken away based upon the review and communicated to the customer.Assisted management with escalated settlement follow up process for customers experiencing financial stress.
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Customer Service RepresentativeBank Of America Apr 2008 - Aug 2009Cleveland/Akron, Ohio AreaHandled customer service related phone calls for Premier Tier, as well as Financial and Branch services credit card customers while looking for opportunity to grow business by offering add on products or cross selling.Assisted department as a New Hire Training Supervisor. In this role, I assisted new hires with education, side by side coaching as well as manager call coverage.Facilitated team huddles as well as team coverage in manager's absence to focus on team's performance.
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Bank TellerFirst National Bank Of Pennsylvania Mar 2007 - Apr 2008Cleveland/Akron, Ohio Area
Ricky Powell Skills
Ricky Powell Education Details
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International Management -
Accounting And Finance -
West Geauga High SchoolDiploma
Frequently Asked Questions about Ricky Powell
What company does Ricky Powell work for?
Ricky Powell works for Toyota Financial Services
What is Ricky Powell's role at the current company?
Ricky Powell's current role is Credit Manager at Toyota Financial Services.
What is Ricky Powell's email address?
Ricky Powell's email address is ri****@****ica.com
What schools did Ricky Powell attend?
Ricky Powell attended Columbia Southern University, Lakeland Community College, West Geauga High School.
What skills is Ricky Powell known for?
Ricky Powell has skills like Credit, Customer Service, Credit Analysis, Consumer Lending, Mortgage Lending, Banking, Loans, Retail Banking, Credit Risk, Loan Origination, Mortgage Banking, Financial Analysis.
Not the Ricky Powell you were looking for?
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Ricky Powell
Military Officer | It Program & Project Management Expert | Cultivating Strong Business RelationshipsOwings, Md4hotmail.com, alltel.net, yahoo.com, uscg.mil -
Ricky Powell
Thousand Oaks, Ca4southwesternconsulting.com, att.net, yahoo.com, nbcuni.com12 +180527XXXXX
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Ricky Powell
Strategic Program Manager | Specializing In Onboarding Operations & Customer Care ExcellenceWest Hollywood, Ca2espressoamore.com, cloudkitchens.com -
2allmh.com, traumasoft.com1 (855) 9XXXXXXX
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