Ridheesh M H Email & Phone Number

Chennai, Tamil Nadu, India

• Monitor Risk on Merchant Transactions in payment terminals and POS.
• Detect Fraud and ensure compliance in transactions.
• Mitigate Financial Risks and detect suspicious anomalies in Merchant activities and daily transactions.

Chennai, Tamil Nadu, India

• Onboard trade-based clients and facilitate transactions while strictly adhering to RBI guidelines.
• Proficient in conducting KYC verifications for companies and individuals, ensuring compliance with regulatory requirements.
• Skilled in conducting third-party due diligence and verifying business activities and risk factors.
• Manage classification lists like Red, Yellow, Amber, and Green category lists, circulate them across teams, and update them in the bank’s transaction system.
• Experienced in creating comprehensive profiles for overseas parties or counterparties, particularly for gems and jewellery transactions.
• Specialized in handling diverse trade-based clients including Import & Export businesses, Gems & Jewelry clients, and Service industry clients.

Chennai, Tamil Nadu, India

• Processing end to end AML / KYC activities and monitoring counterparty transactions based on risk and red flags alerts.
• Reviewing retail, corporate and crypto account transactions and source of fund activities.
• Investigating and assess alerts for potential money laundering and terrorist financing activities.
• Identifying potential risks on customer KYC records, periodically.
• Identify customer online presence by adverse media verification.
• Monitor counter terrorist financing, human trafficking, child sex abusive monitoring and unknown third-party transactions.

Chennai, Tamil Nadu, India

• Collaborated with onshore team and vendors to ensure product updates comply with regulations.
• Developed and implemented enhanced due diligence procedures, resulting in reduction of potential risks.
• Created and delivered KYC training sessions to teams to raise awareness and ensure compliance across departments.
• Analyzed large datasets using Citi Screening and KYC tools, leading to the identification of high-risk accounts.
• Conducted various levels of due diligence like CDD / EDD and performed litigation checks, ensured all deliverables, and maintained reports.
• Collaborated with cross-functional teams and managed team updates and review periodically.

Chennai

• Trained a team of 20 KYC Screening analysts in conducting thorough investigations of suspicious customers.
• Processed all new business loan and overdraft requests by performing initial KYC screenings prior to account opening.
• Verified all customer documentation furnished for secured & unsecured loan sanctioning and validated all mortgage requirements for loan purposes.
• Executed all loan sanctioning processes by validating all KYC requirements.
• Trained for cross functional team on the KYC screening process and supported business requirements.
• Managed the KYC remediation process for corporate customers to ensure all regulatory requirements are fulfilled.

Master Of Business Administration - Mba, International Business, B+

Activities and Societies: - Coordinator for Business Cultural Event - Ashwa. - Participated in Business competitions of other Management.

Bachelor Of Commerce (B.Com.), Commerce With Computer Application, 4.91 Cgpa

Activities and Societies: Been part of Rotaract as PRO and Avenue Mentor

Higher Secondary, Commerce, 73.33

12th Grade