Riley Key Email & Phone Number

I have been a dedicated regulatory compliance attorney since 2011, serving a diverse range of financial institutions, including national and community banks. As a member of the firm’s Banking and Financial Services Practice Group, my practice focuses on navigating federal and state regulatory frameworks related to consumer lending, servicing, and debt collection for products such as mortgages, credit cards, and auto loans.I have a unique perspective on the challenges facing in-house professionals having spent considerable time embedded in the compliance and legal departments at two national banks:- Served as the interim chief compliance officer for almost six months- Spent almost a year seconded in the legal department advising on late-stage collection effortsI frequently advise clients on complex regulatory compliance matters. Collaborating closely with business, legal, and compliance leaders, I identify potential compliance risks and deliver practical solutions tailored to meet regulatory expectations and industry best practices. Relying on my experience as a compliance attorney, I have conducted multiple holistic risk assessments and reviews of financial institutions' compliance management systems.I also devote a significant portion of my practice to preparing clients for federal and state-specific regulatory examinations and responding to findings. From conducting pre-exam risk assessments to managing examiner interactions, I provide comprehensive support throughout the examination process. I counsel clients on self-disclosing compliance issues, challenging examination findings, responding to supervisory letters, and negotiating settlements when necessary.I am also active in the digital asset industry, advising on regulatory considerations surrounding cryptocurrencies and NFTs. My forward-looking approach ensures clients are well-positioned in the evolving landscape of digital finance.