Rishav is an MBA with more than 7 years of experience in the banking industry. He has worked as a credit analyst in State Bank, the largest bank in India in terms of total assets. Rishav was part of the team that analyzed loan proposals in the Mid-Corporate Segment (T/O: USD 5 Mio - USD 150 Mio). In his position at SBI, Rishav evaluated the creditworthiness of more than 2,000 borrowers both individuals and SMEs by examining their financial projections, forecasts, spending patterns, past performance and background information. He also managed client requests such as issuance of Letters of Credit, Bank Guarantees, and other credit facilities.Rishav is well-versed in Financial Statement Analysis, Ratio Analysis, Environmental Analysis, Collateral Evaluation, and Competitive analysis. He also has expertise in data visualization software-Tableau and Power BI.Rishav also has another 7 years of work experience as a consultant with fintech companies. He has worked with companies from US, UK and Australia as a Subject Matter Expert in the fields of Credit Analysis, Finance and Accounting.