Rita E. Email & Phone Number

El Monte

Pasadena

• Drew closing loan documents and arranged delivery in Encompass • Confirmed LE’s have been disclosed within the appropriate timeframe for TRID compliance• Confirmed impounds are entered accurately and appropriate number of months to be collected• Confirmed Cash to Close/Cash Back is within limits by loan product• Reviewed updated settlement statement to confirm all fees are accurate• Confirmed MI for amounts, upfront, percentages, monthly• Cleared PTF conditions• Worked on high volume of files

Glendale

Drew loan documents based on products and sent to Closing Agent/Escrow. Ensured loan documents were legitimate and made necessary changes. Reviewed and validated original signed loan documents thoroughly. Gathered and requested necessary documents to fund loan. Cleared outstanding funding stipulations. Maintained communication with Title Company, Escrow Company and Insurance Agents. Wired funds. Drew HELOC 2nd’s. Cleared outstanding stipulations and funded loans for HELOC. Posted transactions to the accounts in the General Ledger and balanced.

Burbank, Cali.

Manage the customer relationship through the closing process. Obtained and reviewed documentation accurately and prepared and drew closing documents and released to closing agents in timely manner. Gathered and prepared information for completion of closing documents including 3rd party fees, and payoffs. Maintained close communication with Closing Agents, Operation Team Managers, Third Party Vendors, and Processors to ensure proper and timely fulfillment. Send written requests or made phone calls to closing agents, attorneys, and Escrow Company’s to obtain additional information required. Reviewed final Hud-1 and made any necessary corrections and delivered to closing agents/Escrow disbursement of funds and advise of any changes. Worked on high volume of files on daily basis. Bank of America, Pasadena, CA 2010-2012MLO Sr. Loan Closer The responsibilities in Mortgage Loan Operations (MLO) included coordinating preparation of loan closing packages, issuance of funds, closing instructions, prior to fund conditions, and funding of loans, to ensure disbursement of funds pertaining to the mortgage loans. My daily routine work flow was to review loan file, verify credit document age, complete and order the instructions for closing agent, review the preliminary HUD-1 from the closing agent, make necessary changes to the HUD-1 and balance, prepare and send the closing documents to closing agent. Wired out funds if it was applicable. Released authorization for disbursement to closing agent.Wall Street Mortgage Bankers, Pasadena, CA​ 2002-2008Jr FunderProcessed documents on DocMagic. Registered loans in MERS system. Stacked files andshipped to Investors. Filed and typed loan documents. Collaborated with peers in providing day to day office duties. Managed Homeowner Insurance documents.