Rita L. Carroll (黄立瑋) Email and Phone Number
Rita L. Carroll (黄立瑋) work email
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Rita L. Carroll (黄立瑋) personal email
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Top executive with 25+ years of experience in the financial services sector. Deep expertise across strategy development/ execution, risk & general management. Depth in Enterprise Risk Mgmt (credit, operations, modeling/ analytics, governance, etc.) across various asset classes: Consumer, Commercial, and Specialty Finance. High abilities in balancing risk and rewards. Passionate in belief that good general mgmt is good risk mgmt. Unique quantitative capabilities coupled with business experience and a track-record of success. History of leading through various economic cycles during liquidation, turn-around, and growth periods. Execute with keen analytical competencies, pragmatic business understanding, and disciplined leadership. Gallup leader in high employee engagement.
Uchicago Leadership & Society Initiative (Lsi)
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Fellow, Leadership And Society InitiativeUchicago Leadership & Society Initiative (Lsi)United States
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Fellow, Leadership & Society InitiativeUniversity Of Chicago Sep 2024 - PresentChicago, Il, Us
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Bank Advisory | Former Chief Operating & Risk OfficerMetropolitan Capital Nov 2022 - PresentChicago, Illinois, UsMet Cap Bank is a Universal Bank offering Private Banking, Wealth Advisory & Commercial Banking and Investment Banking Services in serving our client entrepreneurs, high net worth individuals, family office, and small to medium-sized businesses that they own and operate.- Reporting into the Chairman, responsible for all facets of planning, organization, and overseeing day-to-day operational activities and risk of the Bank.- Ensuring the Bank’s activities operate in a safe and sound manner in the best interest of our shareholders, Board of Directors, clients, employees and the public. Core areas:- Provide the highest level of client, customer relations and services - Activate and lead Banking-as-Service business lines - Ensures compliance with Bank regulations, policies, etc.- Lead all administrative functions in relation to major policy issues, communications, procedures, pricing, etc. -
Head Of Business | Line One RiskCross River Jul 2021 - Oct 2022Fort Lee, Nj, Us- Lead the framework on all facets of line one risk. Inclusive of all Fintech Banking businesses: (1) Market Place Lending (2) Payments (3) Banking as a Service (4) Consumer & Commercial Cards- Develop and execute across all Risk Pillars in leading Line 1: (1) Credit Risk (2) Capital Risk (3) Concentration Risk (4) Liquidity Risk (5) Compliance Risk (6) Operational Risk (7) Strategic Risk (8) Reputation Risk (9) Market Risk- In concert with Line 2, define and set Risk Appetite and tolerance of the Bank.- Be the forefront to operationalize regulatory requirements with agility to meet customer need and industry best-practice.- Design and lead clear framework and line one risk taking obligations, identifications, remediation activities. -
Executive Vice President, Head Of Consumer LendingTcf Bank Feb 2019 - Jun 2021UsResponsible for all facets of consumer related financing solutions: - Personal Loans/ Secured Loans/ Lines of Credit/ Auto/ Marine/ RV lending. - Bank & Fintech Partner Solutions- Pioneer and champion of AI/ machine learning techniques into the Bank lending strategies. -
Executive Vice President, Head Of Enterprise Risk ManagementTcf Bank May 2014 - Feb 2019Us- Core responsibilities in the following Risk domains: (1) Model Risk Management (2) Risk Analytics & Model Development/ Stress Testing (3) Risk Policy & Governance (4) Data Governance & Risk Information Management (5) Credit Portfolio Management (6) ALLL (Loss Forecasting/ CECL)- Asset classes covering: (1) Resi mortgage: 1st and 2nd lien/ HELOCs (2) Specialty Finance: Equipment and Inventory/ Floor Financing (3) Commercial: CRE & C&I- Lead the enterprise policy framework for TCF to effectively manage, monitor, and operate within the bank's risk appetite and adhere to all bank regulations.- Provide the development of a strong, cohesive risk governance structure through the mandates and objectives of the Enterprise Risk Management office. - Be the forefront of effective change in developing, cultivating, and sustaining a robust Enterprise Risk Management culture in partnership with the lines of business, legal, audit, compliance, and talent-management support lines.
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Risk/ Credit Risk Management ExecutiveExperian Decision Analytics, Global Consulting Practice Jun 2013 - May 2014Costa Mesa, Ca, Us- Deliver deep analysis and recommendations to drive profitable business decisions related to our clients’ acquisition, customer management, portfolio management, fraud and collections risk-management practices.- Practice specialization in mortgage, home equity, collateral risk management, credit policy development, and regulatory compliance.- Develop a reputation of confidence and trust among clients. Work with all levels of the organization — from executives striving to meet stakeholder expectations to business line management focused on implementing process change that directly impacts an organization’s success. -
Senior Vice President, Head Of Mortgage Analytics & Credit Portfolio MgmtPnc Jun 2011 - Jun 2013Pittsburgh, Pennsylvania, Us- Head of Mortgage Analytics inclusive of PNC's originated assets, service-for-other portfolios, and held-for-investment portfolios. - Total serviced portfolio exceeding $130 billion.- Extensive work in executing on regulatory requirements: Dodd Frank, CCAR, and QM analysis and implementation.- Led work streams on CCAR, mortgage repurchase rep & warrant risk loss forecasting. - Led strategies and credit policy development on wealth customer, home loans project.- Deep engagement with the GSEs - bank assessment of conforming loan policy overlays and portfolio monitoring with the CRO. -
Director, Financial ServicesSears Holdings Corporation Nov 2009 - Jun 2011Chicago, Il, Us- Commercial risk: credit risk, vendor management, on and off-balance sheet commercial loan management.- Management of underwriting staff, exception and recourse risk.- Led 2nd look lender negotiations, contract review, and implementation. -
Vice President, Consumer Lending Risk Management, Secured AssetsHsbc Sep 2004 - Nov 2009London, Gb- Credit Policy management of 1st and 2nd lien mortgage products.- Total on-balance sheet receivables exceeding $80billion.- Collateral risk management policy and strategy. -
Senior Manager, Consumer Lending Risk Management, Unsecured AssetsHsbc Sep 2004 - Nov 2009London, Gb- Credit Policy and Risk Management of unsecured lending portfolios.- Pre-approved direct mail and portfolio management
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Vice President, Card And Retail Services, Credit Risk ManagementHsbc Sep 2004 - Nov 2009London, Gb- Retail private label credit cards: consumer & commercial credit.- Consumer hard lines acquisition credit policy and originations strategy.- Consumer soft lines portfolio management strategies: national and regional retailers.
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Manager, Marketing AnalyticsDiscover Financial Services Jun 1999 - Sep 2004Riverwoods, Il, UsMarketing analytics and target strategy: - Balance Transfer Programs- Activation and Retention Programs- Loyalty and Rewards Programs- Sponsorship and Advertising ROI assessmentsCustomer contact models: *Balance Build Models*Propensity to Spend Models
Rita L. Carroll (黄立瑋) Skills
Rita L. Carroll (黄立瑋) Education Details
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University Of ChicagoEconomics
Frequently Asked Questions about Rita L. Carroll (黄立瑋)
What company does Rita L. Carroll (黄立瑋) work for?
Rita L. Carroll (黄立瑋) works for Uchicago Leadership & Society Initiative (Lsi)
What is Rita L. Carroll (黄立瑋)'s role at the current company?
Rita L. Carroll (黄立瑋)'s current role is Fellow, Leadership and Society Initiative.
What is Rita L. Carroll (黄立瑋)'s email address?
Rita L. Carroll (黄立瑋)'s email address is ri****@****ank.com
What is Rita L. Carroll (黄立瑋)'s direct phone number?
Rita L. Carroll (黄立瑋)'s direct phone number is 612-661*****
What schools did Rita L. Carroll (黄立瑋) attend?
Rita L. Carroll (黄立瑋) attended University Of Chicago.
What are some of Rita L. Carroll (黄立瑋)'s interests?
Rita L. Carroll (黄立瑋) has interest in Kids, Cooking, Collecting Antiques, Investing, Gardening, Electronics, Home Improvement, Reading, Crafts, Gourmet Cooking.
What skills is Rita L. Carroll (黄立瑋) known for?
Rita L. Carroll (黄立瑋) has skills like Risk Management, Credit Risk, Portfolio Management, Financial Services, Analytics, Financial Risk, Finance, Banking, Credit Cards, Loans, Financial Analysis, Consumer Lending.
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