Ritika S.

Ritika S. Email and Phone Number

Small-Cap M and A and Restructuring Advisory
Mumbai, MH, IN
Ritika S.'s Location
Mumbai, Maharashtra, India, India
About Ritika S.

๐—–๐—ฎ๐—ฟ๐—ฒ๐—ฒ๐—ฟ ๐—ฆ๐˜‚๐—บ๐—บ๐—ฎ๐—ฟ๐˜†: Curious Generalist | Product Innovator in BFSI | Strategic Partnerships Guided by the belief that "If knowledge is power, curiosity is the muscle," I bring 4+ years of experience in banking across roles including Product Management, Program Management, and Partnerships. Iโ€™ve led pivotal projects like ๐˜ˆ๐˜น๐˜ช๐˜ด ๐˜‰๐˜ข๐˜ฏ๐˜ฌโ€™๐˜ด ๐˜”๐˜ช๐˜ญ๐˜ฆ๐˜ด ๐˜›๐˜ณ๐˜ข๐˜ฏ๐˜ด๐˜ง๐˜ฆ๐˜ณ ๐˜—๐˜ณ๐˜ฐ๐˜จ๐˜ณ๐˜ข๐˜ฎ, a first-of-its-kind initiative in the industry. This entrepreneurial endeavor allowed me to build a new initiative from the ground up, a first even for the bank. As a Product Manager, I managed ๐˜ˆ๐˜ต๐˜ญ๐˜ข๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜”๐˜ข๐˜จ๐˜ฏ๐˜ถ๐˜ด, two of ๐˜ˆ๐˜น๐˜ช๐˜ด ๐˜‰๐˜ข๐˜ฏ๐˜ฌ'๐˜ด ๐˜ง๐˜ญ๐˜ข๐˜จ๐˜ด๐˜ฉ๐˜ช๐˜ฑ ๐˜ค๐˜ณ๐˜ฆ๐˜ฅ๐˜ช๐˜ต ๐˜ค๐˜ข๐˜ณ๐˜ฅ๐˜ด. I was instrumental in driving Atlas through its growth phase and relaunching Magnus with enhanced features. Recently, I shifted to a Partnerships Manager role in ๐˜‹๐˜ช๐˜จ๐˜ช๐˜ต๐˜ข๐˜ญ ๐˜—๐˜ข๐˜บ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต๐˜ด. This journey continues to deepen my understanding of the payments ecosystem and broaden my skills in leadership and execution.๐—ž๐—ฒ๐˜† ๐—–๐—ต๐—ฎ๐—ฟ๐—ฎ๐—ฐ๐˜๐—ฒ๐—ฟ๐—ถ๐˜€๐˜๐—ถ๐—ฐ ๐—ง๐—ฟ๐—ฎ๐—ถ๐˜๐˜€: Strong process orientation, first principles thinking, customer-centric, results-oriented collaborator, adaptable and resilient๐—˜๐—ฑ๐˜‚๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—•๐—ฎ๐—ฐ๐—ธ๐—ด๐—ฟ๐—ผ๐˜‚๐—ป๐—ฑ: MBA graduate from IIM Kozhikode, majoring in Strategy and Marketing, and an undergraduate in Electrical engineering from NIT Surat.๐—œ๐—ป๐˜๐—ฒ๐—ฟ๐—ฒ๐˜€๐˜๐˜€ ๐—•๐—ฒ๐˜†๐—ผ๐—ป๐—ฑ ๐—ช๐—ผ๐—ฟ๐—ธ: Iโ€™m driven by adventure and exploration. Iโ€™ve traveled to 6 countries, explored 15+ states in India, and checked off adventure sports like skydiving, bungee jumping, scuba diving, and paragliding from my bucket list.On the fitness front, Iโ€™ve transformed myself from an obese child to a marathon runner, and I completed my first half marathon this December. I also enjoy writing about startups and strategy, which you can explore on my Notion page: https://bit.ly/ritika-notion.Iโ€™m always eager to connect with like-minded people on startups, strategy, content, and fitness! You can either reach out via DMs or mail me at sharmaritika802@gmail.com

Ritika S.'s Current Company Details
Small-Cap M and A and Restructuring Advisory
Mumbai, MH, IN
Ritika S. Work Experience Details
  • Small-Cap M And A And Restructuring Advisory
    Mumbai, Mh, In
  • Axis Bank
    Senior Manager: Digital Payments
    Axis Bank Jan 2024 - Present
    Mumbai, Maharashtra, India
    โ€ข Responsible for acquiring, managing, and nurturing Axis Bank's partnerships with some of India's largest fintechs for UPI and Netbankingโ€ข Crafting sales and client engagement strategies to maximize profitability and fully leverage partnerships' potential
  • Axis Bank
    Product Manager: Credit Cards
    Axis Bank Apr 2022 - Dec 2023
    Mumbai, Maharashtra, India
    โ€ข Miles Transfer Program: The work involved end-to-end program responsibility from conceptualization to launch to running the daily operations, scaling the program to 20 partners, and designing the future roadmap. This went on to become the USP for the acquisition of premium credit cards for the bankโ€ข Devised the strategy for growth of the newly launched travel-based credit card: Atlas
  • Axis Bank
    Management Trainee
    Axis Bank Jul 2021 - Mar 2022
    Part of Axis AHEAD, Axis Bank's Leadership Development Program for premier B-school students.โ€ข Developed the product enhancement plan for the relaunch of the Magnus credit card. We changed its positioning to a โ€œPremium card with the best reward rate in Indiaโ€, leading to increased customer acquisitionโ€ข Conceptualized the rewards program for Freecharge neo bank basis product proposition to be offered and overall strategy
  • A Junior Vc
    Content Contributor
    A Junior Vc Aug 2022 - Feb 2023
    A Junior VC is a community of volunteers who create content on India's startup ecosystem.As part of their "Startup Stories" product, I create data visualizations and insights about the Indian Startup ecosystem.I also contribute to some stories as a writer.
  • Growthxยฎ
    Growthx Fellow
    Growthxยฎ Sep 2022 - Nov 2022
    Acceptance rate: 8% out of 3000+ applicationsAchievements: โ€ข Among National Top 6 in Capstone project where our team (consisting of founders, leaders marketers, designers, and product managers) created a comprehensive growth strategy for INDmoney with a detailed business model
  • The Strategy Story
    Contributing Writer
    The Strategy Story Aug 2021 - Oct 2021
    โ€ข I have always been fascinated by how businesses solve customer problems, generate revenues, market their products and create a brand for themselvesโ€ข We all love reading stories, so I decided to analyze complex business models of some companies and wrote about them in a simplified form
  • Kraftshala
    Brand Building
    Kraftshala May 2021 - Aug 2021
    โ€ข Scored 82/100 in Kraftshala Brand Building Programโ€ข Worked on live project for Hershey's: Designing the Strategic Communication Brief for its product Hershey's Kisses
  • Rashtram School Of Public Leadership
    Policy Bootcamp And Research Internship
    Rashtram School Of Public Leadership Jun 2020 - Sep 2020
    โ€ข A rigorous 17-day workshop to understand the intricacies of public policy from experts in the domainโ€ข Awarded the Hall of Fame badge for Top 8 among the 200 delegates for excellence throughout various aspects of the programโ€ข Completed a research internship to apply learnings from the bootcamp and get an experience of working in the public policy domain
  • Confederation Of Indian Industry
    Strategy Intern
    Confederation Of Indian Industry May 2020 - Jun 2020
    Project Title: Strategic design of a Start-up Accelerator Programme for CIIโ€ข Carried out extensive primary research to understand the pain points of startupsโ€ข Designed a complete Start-up Accelerator Package including Program Curriculum, Organization Structure and GTM Strategy Achievements:โ€ข Received "Best Contributor Award" for the project among the 12 projects
  • Axis Bank
    Summer Intern
    Axis Bank Apr 2020 - Jun 2020
    Project Title: Digital Risk Frameworkโ€ข Framework designed for bank to mitigate risks arising due to digital transformationโ€ข Analyzed different risks in each step of business process across various modelsโ€ข Benchmarked 15 peer banks and fintechs on parameters like operating model, risk managementโ€ข Proposed the plan consisting of products, processes and channels required to build digital capabilitiesAchievements:โ€ข Awarded PPO based on internship performance
  • Exl
    Business Analyst
    Exl Sep 2018 - Jun 2019
    Marketing Analytics, Consumer Onboarding for US Bankโ€ข Analyzed the KPIs of onboarded customers to optimize strategy for their acquisition leading to USD 15mn increase in profitsโ€ข Experience in membership and risk analytics : member lifetime, cross-sell, bundling products, segmentation using tools like SQL, SAS, MS Excelโ€ข Assisted in building model to predict the purchase and retention behavior of onboarded customersโ€ข Examined campaign effectiveness by tracking marketing triggers and creating performance reports on Tableau โ€ข Reduced the time by 20% for preparing reports by streamlining processes and automating reportsInitiatives:โ€ข Examined latest trends in banking industry & conducted competitor analysis as a part of Newsletter teamโ€ข Designed a three-level framework to engage the employees with their supervisor, team and organizationAchievements:โ€ข Among the top 10 teams selected for Mindfreeze, quiz competition across all offices of EXL India
  • Edelweiss Financial Services
    Intern, Institutional Equities (Research)
    Edelweiss Financial Services May 2016 - Jul 2016
    Mumbai, Maharashtra, India
    Research, Mid-cap stocksProject Title: Analysis of the Indian Tyre Industry and its major players, especially CEATโ€ข Analyzed Indian tyre industry, examined emerging trends and threats with benchmarking of key players โ€ข Researched extensively on clientโ€™s financial statements, performed data extraction using Excel for reportsโ€ข Addressed client queries using market research and data mining that impacted business decisions
  • Aiesec
    Organizing Committee President - Balakalakaar, Surat 2015
    Aiesec Nov 2015 - Dec 2015
    โ€ข Planned and executed the event for 500 underprivileged kids of city within 30 days with a team of 5 โ€ข Mentored the team to raise scholarships, get food, media, publicity, logistics and entertainment partnersโ€ข Negotiated with companies to bring in the title sponsor, handled finances and PR of the event
  • Aiesec Surat
    Organizing Committee Vice President Public Relations - Youth To Business Forum, Surat 2015
    Aiesec Surat Oct 2015 - Nov 2015
    โ€ข Organized the 1st ever Press conference of AIESEC Surat with participation of 15 local media companiesโ€ข Partnered with radio, newspaper and media channels for complete coverage of event including pre-events

Ritika S. Education Details

Frequently Asked Questions about Ritika S.

What is Ritika S.'s role at the current company?

Ritika S.'s current role is Small-Cap M and A and Restructuring Advisory.

What schools did Ritika S. attend?

Ritika S. attended Indian Institute Of Management, Kozhikode, Growthxยฎ, Sardar Vallabhbhai National Institute Of Technology, Surat.

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