With over 35 years of experience in both conventional and Islamic banking, I bring a wealth of expertise and leadership to the table. From credit analysis to branch and regional management at Bank BNI, I've navigated complex financial landscapes, optimizing efficiency and mitigating risks. As CEO and Independent Commissioner of Bank BNI Syariah, I spearheaded its transformation into a prominent player in Islamic finance, overseeing its spin-off into a separate legal entity.Certified in Bank Risk Management and General Banking, and in Rural Bank Commissioner, I promote best practices and compliance across the sector and reflects my commitment to financial inclusion. As an 18-year lecturer in Islamic banking and risk management, I'm passionate about nurturing industry leaders.With an MBA in International Management and a doctoral degree in Islamic Economics and Finance, I'm dedicated to advancing thought leadership. I've also been active in community and professional organizations, serving as the Head of Economics Affairs for the Majelis Ulama Indonesia, Banten Province, and initiating the establishment of over 24 Regional Committees of Islamic Economic and Finance in Indonesia.As an initiator of the Indonesian Islamic Economics Association and was Head of the Indonesian Islamic Scholars Association, Banten Province, I've championed economic empowerment and ethical principles in banking. I'm eager to leverage my diverse experiences to provide strategic guidance in both conventional and Islamic banking. Let's connect and collaborate for mutual success.Warm regards,Specialties: Islamic Banking and Risk Management